McHenry County, IL Average Home Price (2026)
The average home price in McHenry County, Illinois is about $373,000 (the 2026 median across 18 ZIP codes, at ~$207/sq ft) — 89% more expensive than the Illinois median and 29% more expensive than the typical U.S. home.
How McHenry County compares
McHenry County is about average for housing nationally: its typical home costs $373,000 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $279,000 to $506,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| McHenry County | $373,000 | $207 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
McHenry County home prices by ZIP code
The 15 most valuable ZIP codes in McHenry County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 60072 Ringwood | $506,000 | $304 | +36% |
| 60012 Crystal Lake | $486,000 | $192 | +30% |
| 60180 Union | $433,000 | $173 | +16% |
| 60142 Huntley | $428,000 | $238 | +15% |
| 60081 Spring Grove | $425,000 | $219 | +14% |
| 60102 Algonquin | $415,000 | $198 | +11% |
| 60071 Richmond | $394,000 | $209 | +6% |
| 60013 Cary | $383,000 | $187 | +3% |
| 60156 Lake in the Hills | $378,000 | $189 | +1% |
| 60014 Crystal Lake | $368,000 | $206 | -1% |
| 60152 Marengo | $366,000 | $214 | -2% |
| 60021 Fox River Grove | $362,000 | $215 | -3% |
| 60098 Woodstock | $342,000 | $193 | -8% |
| 60051 Lakemoor | $332,000 | $212 | -11% |
| 60034 Hebron | $324,000 | $117 | -13% |
Home value appreciation in McHenry County
Home prices in McHenry County have risen about 86% over the last 10 years (≈6.4% a year) and +41.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.9% — still rising. A home worth $373,000 today was worth roughly $200,322 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for McHenry County
Run the numbers for McHenry County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in McHenry County
To buy the typical $373,000 home in McHenry County with 20% down, you need a household income of roughly $101,000 a year (about $2,370 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $121,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,700 | $2,940/mo | $126,000/yr |
| 10% (+PMI) | $37,300 | $2,810/mo | $121,000/yr |
| 20% | $74,600 | $2,370/mo | $101,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in McHenry County
At about $207 per square foot, here is roughly how much home different budgets get you in McHenry County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 970 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1450 sq ft | around the typical home here |
| $400k | 1930 sq ft | around the typical home here |
| $500k | 2420 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in McHenry County
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McHenry County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.