Macon County, IL Average Home Price (2026)
The average home price in Macon County, Illinois is about $165,000 (the 2026 median across 12 ZIP codes, at ~$105/sq ft) — 16% more affordable than the Illinois median and 43% more affordable than the typical U.S. home.
How Macon County compares
Macon County is relatively affordable for housing nationally: its typical home costs $165,000 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $90,000 to $315,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Macon County | $165,000 | $105 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Cities in Macon County
Cities with their own home-value page, largest first:
Macon County home prices by ZIP code
The 12 most valuable ZIP codes in Macon County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 62535 Forsyth | $315,000 | $97 | +91% |
| 61925 Dalton City | $205,000 | $108 | +24% |
| 62549 Mount Zion | $200,000 | $122 | +21% |
| 62501 Argenta | $197,000 | $111 | +19% |
| 62554 Oreana | $180,000 | $162 | +9% |
| 62573 Warrensburg | $171,000 | $114 | +4% |
| 61756 Maroa | $159,000 | $76 | -4% |
| 62544 Macon | $152,000 | $114 | -8% |
| 62551 Niantic | $136,000 | $48 | -18% |
| 62521 Decatur | $121,000 | $101 | -27% |
| 62526 Decatur | $99,000 | $82 | -40% |
| 62522 Decatur | $90,000 | $61 | -45% |
Home value appreciation in Macon County
Home prices in Macon County have risen about 54% over the last 10 years (≈4.4% a year) and +53.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.1% — still rising. A home worth $165,000 today was worth roughly $107,492 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Macon County
Run the numbers for Macon County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Macon County
To buy the typical $165,000 home in Macon County with 20% down, you need a household income of roughly $45,000 a year (about $1,050 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $53,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,300 | $1,300/mo | $56,000/yr |
| 10% (+PMI) | $16,500 | $1,240/mo | $53,000/yr |
| 20% | $33,000 | $1,050/mo | $45,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Macon County
At about $105 per square foot, here is roughly how much home different budgets get you in Macon County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1430 sq ft | around the typical home here |
| $200k | 1900 sq ft | around the typical home here |
| $250k | 2380 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2860 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Macon County
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Macon County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.