Livingston County, IL Average Home Price (2026)
The average home price in Livingston County, Illinois is about $179,500 (the 2026 median across 16 ZIP codes, at ~$109/sq ft) — 9% more affordable than the Illinois median and 38% more affordable than the typical U.S. home.
How Livingston County compares
Livingston County is relatively affordable for housing nationally: its typical home costs $179,500 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $114,000 to $287,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Livingston County | $179,500 | $109 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Livingston County home prices by ZIP code
The 15 most valuable ZIP codes in Livingston County (of 16 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 61775 Strawn | $287,000 | $151 | +60% |
| 61313 Blackstone | $280,000 | $238 | +56% |
| 60934 Emington | $212,000 | $112 | +18% |
| 60420 Dwight | $211,000 | $139 | +18% |
| 61743 Graymont | $207,000 | $109 | +15% |
| 61311 Ancona | $205,000 | $108 | +14% |
| 61739 Fairbury | $201,000 | $249 | +12% |
| 60460 Odell | $182,000 | $147 | +1% |
| 61319 Cornell | $177,000 | $93 | -1% |
| 61741 Forrest | $170,000 | $118 | -5% |
| 61740 Flanagan | $163,000 | $102 | -9% |
| 61333 Long Point | $160,000 | $88 | -11% |
| 61764 Pontiac | $158,000 | $101 | -12% |
| 61769 Forrest | $148,000 | $90 | -18% |
| 60929 Cullom | $146,000 | $88 | -19% |
Home value appreciation in Livingston County
Home prices in Livingston County have risen about 61% over the last 10 years (≈4.9% a year) and +62.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.9% — still rising. A home worth $179,500 today was worth roughly $111,352 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Livingston County
Run the numbers for Livingston County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Livingston County
To buy the typical $179,500 home in Livingston County with 20% down, you need a household income of roughly $49,000 a year (about $1,140 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $58,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,000 | $1,420/mo | $61,000/yr |
| 10% (+PMI) | $18,000 | $1,350/mo | $58,000/yr |
| 20% | $35,900 | $1,140/mo | $49,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Livingston County
At about $109 per square foot, here is roughly how much home different budgets get you in Livingston County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1380 sq ft | around the typical home here |
| $200k | 1830 sq ft | around the typical home here |
| $250k | 2290 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2750 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Livingston County
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Livingston County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.