Henry County, IL Average Home Price (2026)
The average home price in Henry County, Illinois is about $177,000 (the 2026 median across 15 ZIP codes, at ~$100/sq ft) — 10% more affordable than the Illinois median and 39% more affordable than the typical U.S. home.
How Henry County compares
Henry County is relatively affordable for housing nationally: its typical home costs $177,000 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $53,000 to $332,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Henry County | $177,000 | $100 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Henry County home prices by ZIP code
The 15 most valuable ZIP codes in Henry County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 61274 Osco | $332,000 | $175 | +88% |
| 61262 Lynn Center | $268,000 | $141 | +51% |
| 61254 Geneseo | $248,000 | $135 | +40% |
| 61273 Orion | $225,000 | $121 | +27% |
| 61233 Andover | $217,000 | $114 | +23% |
| 61235 Atkinson | $190,000 | $100 | +7% |
| 61241 Colona | $185,000 | $132 | +5% |
| 61234 Annawan | $177,000 | $40 | +0% |
| 61419 Bishop Hill | $165,000 | $87 | -7% |
| 61238 Lynn Center | $162,000 | $96 | -8% |
| 61490 Woodhull | $157,000 | $97 | -11% |
| 61413 Alpha | $147,000 | $118 | -17% |
| 61434 Galva | $113,000 | $93 | -36% |
| 61443 Kewanee | $83,000 | $85 | -53% |
| 61258 Hooppole | $53,000 | $28 | -70% |
Home value appreciation in Henry County
Home prices in Henry County have risen about 54% over the last 10 years (≈4.4% a year) and +61.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.2% — still rising. A home worth $177,000 today was worth roughly $115,085 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Henry County
Run the numbers for Henry County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Henry County
To buy the typical $177,000 home in Henry County with 20% down, you need a household income of roughly $48,000 a year (about $1,120 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $57,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,900 | $1,400/mo | $60,000/yr |
| 10% (+PMI) | $17,700 | $1,340/mo | $57,000/yr |
| 20% | $35,400 | $1,120/mo | $48,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Henry County
At about $100 per square foot, here is roughly how much home different budgets get you in Henry County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1500 sq ft | around the typical home here |
| $200k | 2000 sq ft | around the typical home here |
| $250k | 2500 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3000 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 4000 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Henry County
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Henry County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.