Hancock County, IL Average Home Price (2026)
The average home price in Hancock County, Illinois is about $118,000 (the 2026 median across 12 ZIP codes, at ~$81/sq ft) — 40% more affordable than the Illinois median and 59% more affordable than the typical U.S. home.
How Hancock County compares
Hancock County is relatively affordable for housing nationally: its typical home costs $118,000 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $93,000 to $190,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hancock County | $118,000 | $81 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Hancock County home prices by ZIP code
The 12 most valuable ZIP codes in Hancock County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 62380 West Point | $190,000 | $100 | +61% |
| 62311 Augusta | $182,000 | $96 | +54% |
| 62354 Nauvoo | $159,000 | $92 | +35% |
| 62358 Niota | $127,000 | $54 | +8% |
| 62321 Carthage | $125,000 | $88 | +6% |
| 62334 Elvaston | $120,000 | $63 | +2% |
| 62341 Hamilton | $116,000 | $99 | -2% |
| 62379 Warsaw | $115,000 | $74 | -3% |
| 62367 Plymouth | $111,000 | $150 | -6% |
| 61450 La Harpe | $101,000 | $60 | -14% |
| 62330 Dallas City | $95,000 | $58 | -19% |
| 62316 Bowen | $93,000 | $49 | -21% |
Home value appreciation in Hancock County
Home prices in Hancock County have risen about 46% over the last 10 years (≈3.8% a year) and +61.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.9% — still rising. A home worth $118,000 today was worth roughly $80,933 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hancock County
Run the numbers for Hancock County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hancock County
To buy the typical $118,000 home in Hancock County with 20% down, you need a household income of roughly $32,000 a year (about $750 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $38,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,900 | $930/mo | $40,000/yr |
| 10% (+PMI) | $11,800 | $890/mo | $38,000/yr |
| 20% | $23,600 | $750/mo | $32,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hancock County
At about $81 per square foot, here is roughly how much home different budgets get you in Hancock County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1850 sq ft | around the typical home here |
| $200k | 2470 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 3090 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3700 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Hancock County
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Hancock County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.