Grundy County, IL Average Home Price (2026)
The average home price in Grundy County, Illinois is about $264,500 (the 2026 median across 8 ZIP codes, at ~$194/sq ft) — 34% more expensive than the Illinois median and 8% more affordable than the typical U.S. home.
How Grundy County compares
Grundy County is about average for housing nationally: its typical home costs $264,500 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $195,000 to $354,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Grundy County | $264,500 | $194 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Grundy County home prices by ZIP code
The 8 most valuable ZIP codes in Grundy County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 60479 Verona | $354,000 | $186 | +34% |
| 60450 Morris | $315,000 | $179 | +19% |
| 60416 Coal City | $295,000 | $202 | +12% |
| 60444 Mazon | $274,000 | $148 | +4% |
| 60437 Kinsman | $255,000 | $134 | -4% |
| 60424 Reddick | $235,000 | $218 | -11% |
| 60407 Braceville | $224,000 | $216 | -15% |
| 60474 South Wilmington | $195,000 | $243 | -26% |
Home value appreciation in Grundy County
Home prices in Grundy County have risen about 68% over the last 10 years (≈5.3% a year) and +50.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.7% — still rising. A home worth $264,500 today was worth roughly $157,722 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Grundy County
Run the numbers for Grundy County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Grundy County
To buy the typical $264,500 home in Grundy County with 20% down, you need a household income of roughly $72,000 a year (about $1,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $86,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,200 | $2,090/mo | $89,000/yr |
| 10% (+PMI) | $26,500 | $2,000/mo | $86,000/yr |
| 20% | $52,900 | $1,680/mo | $72,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Grundy County
At about $194 per square foot, here is roughly how much home different budgets get you in Grundy County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 770 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1290 sq ft | around the typical home here |
| $300k | 1550 sq ft | around the typical home here |
| $400k | 2060 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Grundy County
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Grundy County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.