Fulton County, IL Average Home Price (2026)
The average home price in Fulton County, Illinois is about $139,000 (the 2026 median across 11 ZIP codes, at ~$80/sq ft) — 29% more affordable than the Illinois median and 52% more affordable than the typical U.S. home.
How Fulton County compares
Fulton County is relatively affordable for housing nationally: its typical home costs $139,000 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $72,000 to $215,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Fulton County | $139,000 | $80 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Fulton County home prices by ZIP code
The 11 most valuable ZIP codes in Fulton County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 61441 Ipava | $215,000 | $113 | +55% |
| 61432 Fairview | $152,000 | $80 | +9% |
| 61519 Bryant | $152,000 | $80 | +9% |
| 61531 Farmington | $150,000 | $55 | +8% |
| 61415 Avon | $147,000 | $84 | +6% |
| 61427 Cuba | $139,000 | $118 | +0% |
| 61542 Lewistown | $126,000 | $96 | -9% |
| 61520 Canton | $119,000 | $75 | -14% |
| 61544 London Mills | $104,000 | $25 | -25% |
| 61501 Astoria | $92,000 | $55 | -34% |
| 61482 Table Grove | $72,000 | $38 | -48% |
Home value appreciation in Fulton County
Home prices in Fulton County have risen about 45% over the last 10 years (≈3.8% a year) and +56.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.8% — still rising. A home worth $139,000 today was worth roughly $95,994 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Fulton County
Run the numbers for Fulton County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Fulton County
To buy the typical $139,000 home in Fulton County with 20% down, you need a household income of roughly $38,000 a year (about $880 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $45,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,000 | $1,100/mo | $47,000/yr |
| 10% (+PMI) | $13,900 | $1,050/mo | $45,000/yr |
| 20% | $27,800 | $880/mo | $38,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Fulton County
At about $80 per square foot, here is roughly how much home different budgets get you in Fulton County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1880 sq ft | around the typical home here |
| $200k | 2500 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 3130 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3750 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Fulton County
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Fulton County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.