White County, AR Average Home Price (2026)
The average home price in White County, Arkansas is about $223,000 (the 2026 median across 13 ZIP codes, at ~$147/sq ft) — 5% more expensive than the Arkansas median and 23% more affordable than the typical U.S. home.
How White County compares
White County is about average for housing nationally: its typical home costs $223,000 against $211,500 for Arkansas and $289,000 for the U.S. Within the county, ZIP-level values run from about $165,000 to $294,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| White County | $223,000 | $147 |
| Arkansas | $211,500 | $144 |
| United States | $289,000 | $193 |
White County home prices by ZIP code
The 13 most valuable ZIP codes in White County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 72068 Higginson | $294,000 | $155 | +32% |
| 72085 Letona | $279,000 | $147 | +25% |
| 72045 El Paso | $263,000 | $181 | +18% |
| 72060 Griffithville | $243,000 | $128 | +9% |
| 72136 Romance | $232,000 | $144 | +4% |
| 72137 Rose Bud | $223,000 | $172 | +0% |
| 72143 Searcy | $223,000 | $146 | +0% |
| 72012 Beebe | $215,000 | $157 | -4% |
| 72121 Pangburn | $214,000 | $200 | -4% |
| 72082 Kensett | $190,000 | $100 | -15% |
| 72102 McRae | $183,000 | $157 | -18% |
| 72081 Judsonia | $181,000 | $126 | -19% |
| 72010 Bald Knob | $165,000 | $116 | -26% |
Home value appreciation in White County
Home prices in White County have risen about 60% over the last 10 years (≈4.8% a year) and +85.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.5% — still rising. A home worth $223,000 today was worth roughly $139,375 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arkansas is +78.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for White County
Run the numbers for White County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in White County
To buy the typical $223,000 home in White County with 20% down, you need a household income of roughly $61,000 a year (about $1,420 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $72,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,200 | $1,760/mo | $75,000/yr |
| 10% (+PMI) | $22,300 | $1,680/mo | $72,000/yr |
| 20% | $44,600 | $1,420/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in White County
At about $147 per square foot, here is roughly how much home different budgets get you in White County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1360 sq ft | around the typical home here |
| $250k | 1700 sq ft | around the typical home here |
| $300k | 2040 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2720 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arkansas.
Estimate a specific home in White County
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White County home prices: frequently asked
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Browse all Arkansas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.