Independence County, AR Average Home Price (2026)
The average home price in Independence County, Arkansas is about $225,000 (the 2026 median across 10 ZIP codes, at ~$143/sq ft) — 6% more expensive than the Arkansas median and 22% more affordable than the typical U.S. home.
How Independence County compares
Independence County is about average for housing nationally: its typical home costs $225,000 against $211,500 for Arkansas and $289,000 for the U.S. Within the county, ZIP-level values run from about $148,000 to $815,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Independence County | $225,000 | $143 |
| Arkansas | $211,500 | $144 |
| United States | $289,000 | $193 |
Independence County home prices by ZIP code
The 10 most valuable ZIP codes in Independence County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 72522 Charlotte | $815,000 | $429 | +262% |
| 72571 Rosie | $443,000 | $233 | +97% |
| 72534 Floral | $422,000 | $222 | +88% |
| 72553 Magness | $300,000 | $158 | +33% |
| 72550 Locust Grove | $239,000 | $126 | +6% |
| 72527 Desha | $211,000 | $111 | -6% |
| 72579 Sulphur Rock | $195,000 | $137 | -13% |
| 72501 Batesville | $176,000 | $141 | -22% |
| 72568 Pleasant Plains | $170,000 | $144 | -24% |
| 72562 Newark | $148,000 | $119 | -34% |
Home value appreciation in Independence County
Home prices in Independence County have risen about 63% over the last 10 years (≈5.0% a year) and +81.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.4% — still rising. A home worth $225,000 today was worth roughly $138,122 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arkansas is +78.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Independence County
Run the numbers for Independence County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Independence County
To buy the typical $225,000 home in Independence County with 20% down, you need a household income of roughly $61,000 a year (about $1,430 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $73,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,300 | $1,780/mo | $76,000/yr |
| 10% (+PMI) | $22,500 | $1,700/mo | $73,000/yr |
| 20% | $45,000 | $1,430/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Independence County
At about $143 per square foot, here is roughly how much home different budgets get you in Independence County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1400 sq ft | around the typical home here |
| $250k | 1750 sq ft | around the typical home here |
| $300k | 2100 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2800 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arkansas.
Estimate a specific home in Independence County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Independence County home prices: frequently asked
What is the average home price in Independence County, AR? +
What salary do you need to buy a house in Independence County? +
Which part of Independence County is most expensive? +
Are home values in Independence County going up? +
Browse all Arkansas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.