Garland County, AR Average Home Price (2026)
The average home price in Garland County, Arkansas is about $253,000 (the 2026 median across 8 ZIP codes, at ~$186/sq ft) — 20% more expensive than the Arkansas median and 12% more affordable than the typical U.S. home.
How Garland County compares
Garland County is about average for housing nationally: its typical home costs $253,000 against $211,500 for Arkansas and $289,000 for the U.S. Within the county, ZIP-level values run from about $117,000 to $306,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Garland County | $253,000 | $186 |
| Arkansas | $211,500 | $144 |
| United States | $289,000 | $193 |
Garland County home prices by ZIP code
The 8 most valuable ZIP codes in Garland County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 71909 Hot Springs Village | $306,000 | $159 | +21% |
| 71968 Royal | $288,000 | $201 | +14% |
| 71913 Hot Springs | $260,000 | $209 | +3% |
| 71964 Pearcy | $259,000 | $171 | +2% |
| 71933 Bonnerdale | $247,000 | $330 | -2% |
| 71901 Hot Springs | $208,000 | $163 | -18% |
| 71949 Jessieville | $156,000 | $205 | -38% |
| 71956 Mountain Pine | $117,000 | $62 | -54% |
Home value appreciation in Garland County
Home prices in Garland County have risen about 81% over the last 10 years (≈6.1% a year) and +97.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.9% — still rising. A home worth $253,000 today was worth roughly $140,166 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arkansas is +78.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Garland County
Run the numbers for Garland County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Garland County
To buy the typical $253,000 home in Garland County with 20% down, you need a household income of roughly $69,000 a year (about $1,610 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $82,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,700 | $2,000/mo | $86,000/yr |
| 10% (+PMI) | $25,300 | $1,910/mo | $82,000/yr |
| 20% | $50,600 | $1,610/mo | $69,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Garland County
At about $186 per square foot, here is roughly how much home different budgets get you in Garland County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 810 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1340 sq ft | around the typical home here |
| $300k | 1610 sq ft | around the typical home here |
| $400k | 2150 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arkansas.
Estimate a specific home in Garland County
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Garland County home prices: frequently asked
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Browse all Arkansas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.