Baxter County, AR Average Home Price (2026)
The average home price in Baxter County, Arkansas is about $234,500 (the 2026 median across 10 ZIP codes, at ~$172/sq ft) — 11% more expensive than the Arkansas median and 19% more affordable than the typical U.S. home.
How Baxter County compares
Baxter County is about average for housing nationally: its typical home costs $234,500 against $211,500 for Arkansas and $289,000 for the U.S. Within the county, ZIP-level values run from about $193,000 to $386,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Baxter County | $234,500 | $172 |
| Arkansas | $211,500 | $144 |
| United States | $289,000 | $193 |
Baxter County home prices by ZIP code
The 10 most valuable ZIP codes in Baxter County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 72623 Clarkridge | $386,000 | $203 | +65% |
| 72658 Norfork | $273,000 | $206 | +16% |
| 72537 Gamaliel | $247,000 | $174 | +5% |
| 72626 Cotter | $244,000 | $250 | +4% |
| 72653 Mountain Home | $237,000 | $164 | +1% |
| 72642 Lakeview | $232,000 | $145 | -1% |
| 72544 Henderson | $223,000 | $155 | -5% |
| 72651 Midway | $212,000 | $144 | -10% |
| 72635 Gassville | $196,000 | $170 | -16% |
| 72519 Calico Rock | $193,000 | $174 | -18% |
Home value appreciation in Baxter County
Home prices in Baxter County have risen about 86% over the last 10 years (≈6.4% a year) and +91.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.8% — still rising. A home worth $234,500 today was worth roughly $125,872 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arkansas is +78.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Baxter County
Run the numbers for Baxter County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Baxter County
To buy the typical $234,500 home in Baxter County with 20% down, you need a household income of roughly $64,000 a year (about $1,490 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $76,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,700 | $1,850/mo | $79,000/yr |
| 10% (+PMI) | $23,500 | $1,770/mo | $76,000/yr |
| 20% | $46,900 | $1,490/mo | $64,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Baxter County
At about $172 per square foot, here is roughly how much home different budgets get you in Baxter County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 870 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1160 sq ft | around the typical home here |
| $250k | 1450 sq ft | around the typical home here |
| $300k | 1740 sq ft | around the typical home here |
| $400k | 2330 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arkansas.
Estimate a specific home in Baxter County
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Baxter County home prices: frequently asked
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Browse all Arkansas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.