Yuma County, AZ Average Home Price (2026)
The average home price in Yuma County, Arizona is about $260,000 (the 2026 median across 9 ZIP codes, at ~$229/sq ft) — 32% more affordable than the Arizona median and 10% more affordable than the typical U.S. home.
How Yuma County compares
Yuma County is about average for housing nationally: its typical home costs $260,000 against $385,000 for Arizona and $289,000 for the U.S. Within the county, ZIP-level values run from about $158,000 to $435,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Yuma County | $260,000 | $229 |
| Arizona | $385,000 | $248 |
| United States | $289,000 | $193 |
Cities in Yuma County
Cities with their own home-value page, largest first:
Yuma County home prices by ZIP code
The 9 most valuable ZIP codes in Yuma County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 85347 Roll | $435,000 | $229 | +67% |
| 85365 Yuma | $327,000 | $228 | +26% |
| 85367 Yuma | $301,000 | $244 | +16% |
| 85350 Somerton | $268,000 | $241 | +3% |
| 85364 Yuma | $260,000 | $202 | +0% |
| 85349 San Luis | $255,000 | $233 | -2% |
| 85336 Somerton | $247,000 | $230 | -5% |
| 85356 Wellton | $247,000 | $219 | -5% |
| 85352 Tacna | $158,000 | $83 | -39% |
Home value appreciation in Yuma County
Home prices in Yuma County have risen about 98% over the last 10 years (≈7.1% a year) and +59.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.6% — still rising. A home worth $260,000 today was worth roughly $131,114 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arizona is +118.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Yuma County
Run the numbers for Yuma County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Yuma County
To buy the typical $260,000 home in Yuma County with 20% down, you need a household income of roughly $71,000 a year (about $1,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $84,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,000 | $2,050/mo | $88,000/yr |
| 10% (+PMI) | $26,000 | $1,960/mo | $84,000/yr |
| 20% | $52,000 | $1,650/mo | $71,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Yuma County
At about $229 per square foot, here is roughly how much home different budgets get you in Yuma County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 660 sq ft | below the local median — condos, smaller or older homes |
| $200k | 870 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1090 sq ft | around the typical home here |
| $300k | 1310 sq ft | around the typical home here |
| $400k | 1750 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arizona.
Estimate a specific home in Yuma County
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Yuma County home prices: frequently asked
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Browse all Arizona cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.