Maricopa County, AZ Average Home Price (2026)
The average home price in Maricopa County, Arizona is about $447,000 (the 2026 median across 130 ZIP codes, at ~$270/sq ft) — 16% more expensive than the Arizona median and 55% more expensive than the typical U.S. home.
How Maricopa County compares
Maricopa County is relatively expensive for housing nationally: its typical home costs $447,000 against $385,000 for Arizona and $289,000 for the U.S. Within the county, ZIP-level values run from about $214,000 to $3,339,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Maricopa County | $447,000 | $270 |
| Arizona | $385,000 | $248 |
| United States | $289,000 | $193 |
Cities in Maricopa County
Cities with their own home-value page, largest first:
Maricopa County home prices by ZIP code
The 15 most valuable ZIP codes in Maricopa County (of 130 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 85253 Paradise Valley | $3,339,000 | $993 | +647% |
| 85262 Scottsdale | $1,539,000 | $552 | +244% |
| 85255 Scottsdale | $1,310,000 | $552 | +193% |
| 85266 Scottsdale | $1,276,000 | $499 | +185% |
| 85377 Carefree | $1,208,000 | $444 | +170% |
| 85264 Fort McDowell | $1,195,000 | $697 | +167% |
| 85259 Scottsdale | $1,142,000 | $478 | +155% |
| 85018 Phoenix | $981,000 | $506 | +119% |
| 85254 Scottsdale | $906,000 | $445 | +103% |
| 85258 Scottsdale | $859,000 | $457 | +92% |
| 85331 Cave Creek | $825,000 | $359 | +85% |
| 85263 Rio Verde | $823,000 | $367 | +84% |
| 85054 Phoenix | $716,000 | $367 | +60% |
| 85260 Scottsdale | $715,000 | $400 | +60% |
| 85028 Phoenix | $706,000 | $378 | +58% |
Home value appreciation in Maricopa County
Home prices in Maricopa County have risen about 125% over the last 10 years (≈8.5% a year) and +102.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.7% — roughly flat. A home worth $447,000 today was worth roughly $198,402 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arizona is +118.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Maricopa County
Run the numbers for Maricopa County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Maricopa County
To buy the typical $447,000 home in Maricopa County with 20% down, you need a household income of roughly $122,000 a year (about $2,840 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $144,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,400 | $3,530/mo | $151,000/yr |
| 10% (+PMI) | $44,700 | $3,370/mo | $144,000/yr |
| 20% | $89,400 | $2,840/mo | $122,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Maricopa County
At about $270 per square foot, here is roughly how much home different budgets get you in Maricopa County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 930 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1480 sq ft | around the typical home here |
| $500k | 1850 sq ft | around the typical home here |
| $600k | 2220 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arizona.
Estimate a specific home in Maricopa County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Maricopa County home prices: frequently asked
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Browse all Arizona cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.