Gila County, AZ Average Home Price (2026)
The average home price in Gila County, Arizona is about $356,000 (the 2026 median across 8 ZIP codes, at ~$243/sq ft) — 8% more affordable than the Arizona median and 23% more expensive than the typical U.S. home.
How Gila County compares
Gila County is about average for housing nationally: its typical home costs $356,000 against $385,000 for Arizona and $289,000 for the U.S. Within the county, ZIP-level values run from about $135,000 to $480,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Gila County | $356,000 | $243 |
| Arizona | $385,000 | $248 |
| United States | $289,000 | $193 |
Gila County home prices by ZIP code
The 8 most valuable ZIP codes in Gila County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 85544 Pine | $480,000 | $338 | +35% |
| 85541 Payson | $444,000 | $308 | +25% |
| 85554 Globe | $381,000 | $290 | +7% |
| 85532 Claypool | $372,000 | $196 | +4% |
| 85553 Tonto Basin | $340,000 | $360 | -4% |
| 85501 Globe | $234,000 | $185 | -34% |
| 85135 Hayden | $182,000 | $96 | -49% |
| 85539 Miami | $135,000 | $118 | -62% |
Home value appreciation in Gila County
Home prices in Gila County have risen about 112% over the last 10 years (≈7.8% a year) and +99.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.8% — roughly flat. A home worth $356,000 today was worth roughly $167,608 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arizona is +118.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Gila County
Run the numbers for Gila County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Gila County
To buy the typical $356,000 home in Gila County with 20% down, you need a household income of roughly $97,000 a year (about $2,260 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $115,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,800 | $2,810/mo | $120,000/yr |
| 10% (+PMI) | $35,600 | $2,690/mo | $115,000/yr |
| 20% | $71,200 | $2,260/mo | $97,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Gila County
At about $243 per square foot, here is roughly how much home different budgets get you in Gila County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 820 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1230 sq ft | around the typical home here |
| $400k | 1650 sq ft | around the typical home here |
| $500k | 2060 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arizona.
Estimate a specific home in Gila County
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Gila County home prices: frequently asked
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Browse all Arizona cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.