Cochise County, AZ Average Home Price (2026)
The average home price in Cochise County, Arizona is about $232,000 (the 2026 median across 18 ZIP codes, at ~$189/sq ft) — 40% more affordable than the Arizona median and 20% more affordable than the typical U.S. home.
How Cochise County compares
Cochise County is about average for housing nationally: its typical home costs $232,000 against $385,000 for Arizona and $289,000 for the U.S. Within the county, ZIP-level values run from about $139,000 to $445,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Cochise County | $232,000 | $189 |
| Arizona | $385,000 | $248 |
| United States | $289,000 | $193 |
Cochise County home prices by ZIP code
The 15 most valuable ZIP codes in Cochise County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 85609 Dragoon | $445,000 | $234 | +92% |
| 85615 Hereford | $387,000 | $226 | +67% |
| 85650 Sierra Vista | $362,000 | $200 | +56% |
| 85630 Saint David | $318,000 | $206 | +37% |
| 85626 Pirtleville | $294,000 | $155 | +27% |
| 85635 Sierra Vista | $269,000 | $168 | +16% |
| 85602 Benson | $251,000 | $173 | +8% |
| 85632 San Simon | $235,000 | $231 | +1% |
| 85638 Tombstone | $233,000 | $196 | +0% |
| 85606 Cochise | $231,000 | $192 | +0% |
| 85603 Bisbee | $225,000 | $252 | -3% |
| 85616 Huachuca City | $216,000 | $165 | -7% |
| 85610 Elfrida | $193,000 | $309 | -17% |
| 85625 Pearce | $193,000 | $186 | -17% |
| 85617 Mc Neal | $186,000 | $144 | -20% |
Home value appreciation in Cochise County
Home prices in Cochise County have risen about 95% over the last 10 years (≈6.9% a year) and +62.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.1% — still rising. A home worth $232,000 today was worth roughly $118,852 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arizona is +118.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Cochise County
Run the numbers for Cochise County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Cochise County
To buy the typical $232,000 home in Cochise County with 20% down, you need a household income of roughly $63,000 a year (about $1,470 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,600 | $1,830/mo | $78,000/yr |
| 10% (+PMI) | $23,200 | $1,750/mo | $75,000/yr |
| 20% | $46,400 | $1,470/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Cochise County
At about $189 per square foot, here is roughly how much home different budgets get you in Cochise County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 790 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1060 sq ft | around the typical home here |
| $250k | 1320 sq ft | around the typical home here |
| $300k | 1590 sq ft | around the typical home here |
| $400k | 2120 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arizona.
Estimate a specific home in Cochise County
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Cochise County home prices: frequently asked
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Browse all Arizona cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.