Apache County, AZ Average Home Price (2026)
The average home price in Apache County, Arizona is about $355,000 (the 2026 median across 10 ZIP codes, at ~$227/sq ft) — 8% more affordable than the Arizona median and 23% more expensive than the typical U.S. home.
How Apache County compares
Apache County is about average for housing nationally: its typical home costs $355,000 against $385,000 for Arizona and $289,000 for the U.S. Within the county, ZIP-level values run from about $241,000 to $543,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Apache County | $355,000 | $227 |
| Arizona | $385,000 | $248 |
| United States | $289,000 | $193 |
Apache County home prices by ZIP code
The 10 most valuable ZIP codes in Apache County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 85927 Greer | $543,000 | $417 | +53% |
| 86514 Teec Nos Pos | $456,000 | $240 | +28% |
| 85932 Nutrioso | $443,000 | $342 | +25% |
| 85920 Alpine | $424,000 | $322 | +19% |
| 85940 Vernon | $390,000 | $304 | +10% |
| 85925 Eagar | $320,000 | $213 | -10% |
| 86028 Petrified Forest Natl Pk | $314,000 | $165 | -12% |
| 85924 Concho | $272,000 | $211 | -23% |
| 85938 Eagar | $265,000 | $189 | -25% |
| 85936 Saint Johns | $241,000 | $156 | -32% |
Home value appreciation in Apache County
Home prices in Apache County have risen about 123% over the last 10 years (≈8.3% a year) and +121.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.1% — roughly flat. A home worth $355,000 today was worth roughly $159,551 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Arizona is +118.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Apache County
Run the numbers for Apache County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Apache County
To buy the typical $355,000 home in Apache County with 20% down, you need a household income of roughly $97,000 a year (about $2,250 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $115,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,800 | $2,800/mo | $120,000/yr |
| 10% (+PMI) | $35,500 | $2,680/mo | $115,000/yr |
| 20% | $71,000 | $2,250/mo | $97,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Apache County
At about $227 per square foot, here is roughly how much home different budgets get you in Apache County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 880 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1320 sq ft | around the typical home here |
| $400k | 1760 sq ft | around the typical home here |
| $500k | 2200 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Arizona.
Estimate a specific home in Apache County
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Apache County home prices: frequently asked
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Browse all Arizona cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.