Talladega County, AL Average Home Price (2026)
The average home price in Talladega County, Alabama is about $189,000 (the 2026 median across 8 ZIP codes, at ~$146/sq ft) — 6% more affordable than the Alabama median and 35% more affordable than the typical U.S. home.
How Talladega County compares
Talladega County is relatively affordable for housing nationally: its typical home costs $189,000 against $201,000 for Alabama and $289,000 for the U.S. Within the county, ZIP-level values run from about $145,000 to $229,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Talladega County | $189,000 | $146 |
| Alabama | $201,000 | $150 |
| United States | $289,000 | $193 |
Talladega County home prices by ZIP code
The 8 most valuable ZIP codes in Talladega County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 35096 Lincoln | $229,000 | $167 | +21% |
| 35151 Sylacauga | $198,000 | $125 | +5% |
| 36268 Munford | $196,000 | $160 | +4% |
| 35014 Childersburg | $191,000 | $196 | +1% |
| 36260 Oxford | $187,000 | $167 | -1% |
| 35044 Childersburg | $159,000 | $132 | -16% |
| 35150 Sylacauga | $146,000 | $115 | -23% |
| 35160 Talladega | $145,000 | $128 | -23% |
Home value appreciation in Talladega County
Home prices in Talladega County have risen about 64% over the last 10 years (≈5.1% a year) and +72.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.9% — roughly flat. A home worth $189,000 today was worth roughly $115,104 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Alabama is +77.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Talladega County
Run the numbers for Talladega County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Talladega County
To buy the typical $189,000 home in Talladega County with 20% down, you need a household income of roughly $51,000 a year (about $1,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,500 | $1,490/mo | $64,000/yr |
| 10% (+PMI) | $18,900 | $1,430/mo | $61,000/yr |
| 20% | $37,800 | $1,200/mo | $51,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Talladega County
At about $146 per square foot, here is roughly how much home different budgets get you in Talladega County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1370 sq ft | around the typical home here |
| $250k | 1710 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2050 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2740 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Alabama.
Estimate a specific home in Talladega County
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Talladega County home prices: frequently asked
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Browse all Alabama cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.