Montgomery County, AL Average Home Price (2026)
The average home price in Montgomery County, Alabama is about $153,000 (the 2026 median across 15 ZIP codes, at ~$101/sq ft) — 24% more affordable than the Alabama median and 47% more affordable than the typical U.S. home.
How Montgomery County compares
Montgomery County is relatively affordable for housing nationally: its typical home costs $153,000 against $201,000 for Alabama and $289,000 for the U.S. Within the county, ZIP-level values run from about $44,000 to $448,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Montgomery County | $153,000 | $101 |
| Alabama | $201,000 | $150 |
| United States | $289,000 | $193 |
Cities in Montgomery County
Cities with their own home-value page, largest first:
Montgomery County home prices by ZIP code
The 15 most valuable ZIP codes in Montgomery County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 36052 Pike Road | $448,000 | $137 | +193% |
| 36013 Pike Road | $430,000 | $184 | +181% |
| 36064 Pike Road | $401,000 | $177 | +162% |
| 36117 Montgomery | $255,000 | $141 | +67% |
| 36106 Montgomery | $194,000 | $108 | +27% |
| 36069 Ramer | $178,000 | $90 | +16% |
| 36109 Montgomery | $154,000 | $101 | +1% |
| 36111 Montgomery | $153,000 | $100 | +0% |
| 36036 Grady | $150,000 | $171 | -2% |
| 36116 Montgomery | $148,000 | $121 | -3% |
| 36107 Montgomery | $67,000 | $73 | -56% |
| 36108 Montgomery | $64,000 | $54 | -58% |
| 36104 Montgomery | $58,000 | $95 | -62% |
| 36110 Montgomery | $50,000 | $66 | -67% |
| 36105 Montgomery | $44,000 | $52 | -71% |
Home value appreciation in Montgomery County
Home prices in Montgomery County have risen about 46% over the last 10 years (≈3.9% a year) and +36.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.4% — still rising. A home worth $153,000 today was worth roughly $104,866 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Alabama is +77.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Montgomery County
Run the numbers for Montgomery County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Montgomery County
To buy the typical $153,000 home in Montgomery County with 20% down, you need a household income of roughly $42,000 a year (about $970 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $49,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,700 | $1,210/mo | $52,000/yr |
| 10% (+PMI) | $15,300 | $1,150/mo | $49,000/yr |
| 20% | $30,600 | $970/mo | $42,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Montgomery County
At about $101 per square foot, here is roughly how much home different budgets get you in Montgomery County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1490 sq ft | around the typical home here |
| $200k | 1980 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2480 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2970 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Alabama.
Estimate a specific home in Montgomery County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Montgomery County home prices: frequently asked
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Browse all Alabama cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.