Madison County, AL Average Home Price (2026)
The average home price in Madison County, Alabama is about $326,000 (the 2026 median across 20 ZIP codes, at ~$169/sq ft) — 62% more expensive than the Alabama median and 13% more expensive than the typical U.S. home.
How Madison County compares
Madison County is about average for housing nationally: its typical home costs $326,000 against $201,000 for Alabama and $289,000 for the U.S. Within the county, ZIP-level values run from about $150,000 to $444,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Madison County | $326,000 | $169 |
| Alabama | $201,000 | $150 |
| United States | $289,000 | $193 |
Cities in Madison County
Cities with their own home-value page, largest first:
Madison County home prices by ZIP code
The 15 most valuable ZIP codes in Madison County (of 20 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 35763 Owens Cross Roads | $444,000 | $175 | +36% |
| 35741 Huntsville | $403,000 | $197 | +24% |
| 35801 Huntsville | $394,000 | $241 | +21% |
| 35824 Huntsville | $389,000 | $167 | +19% |
| 35758 Madison | $377,000 | $182 | +16% |
| 35806 Huntsville | $365,000 | $170 | +12% |
| 35802 Huntsville | $359,000 | $167 | +10% |
| 35757 Madison | $349,000 | $175 | +7% |
| 35748 Gurley | $336,000 | $203 | +3% |
| 35759 Meridianville | $333,000 | $159 | +2% |
| 35803 Huntsville | $319,000 | $173 | -2% |
| 35749 Harvest | $314,000 | $156 | -4% |
| 35761 New Market | $290,000 | $156 | -11% |
| 35811 Huntsville | $287,000 | $168 | -12% |
| 35773 Toney | $268,000 | $169 | -18% |
Home value appreciation in Madison County
Home prices in Madison County have risen about 93% over the last 10 years (≈6.8% a year) and +113.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.2% — still rising. A home worth $326,000 today was worth roughly $169,087 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Alabama is +77.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Madison County
Run the numbers for Madison County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Madison County
To buy the typical $326,000 home in Madison County with 20% down, you need a household income of roughly $89,000 a year (about $2,070 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $105,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,300 | $2,570/mo | $110,000/yr |
| 10% (+PMI) | $32,600 | $2,460/mo | $105,000/yr |
| 20% | $65,200 | $2,070/mo | $89,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Madison County
At about $169 per square foot, here is roughly how much home different budgets get you in Madison County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 890 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1480 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1780 sq ft | around the typical home here |
| $400k | 2370 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Alabama.
Estimate a specific home in Madison County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Madison County home prices: frequently asked
What is the average home price in Madison County, AL? +
What salary do you need to buy a house in Madison County? +
Which part of Madison County is most expensive? +
Are home values in Madison County going up? +
Browse all Alabama cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.