Etowah County, AL Average Home Price (2026)
The average home price in Etowah County, Alabama is about $208,500 (the 2026 median across 10 ZIP codes, at ~$142/sq ft) — 4% more expensive than the Alabama median and 28% more affordable than the typical U.S. home.
How Etowah County compares
Etowah County is relatively affordable for housing nationally: its typical home costs $208,500 against $201,000 for Alabama and $289,000 for the U.S. Within the county, ZIP-level values run from about $114,000 to $276,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Etowah County | $208,500 | $142 |
| Alabama | $201,000 | $150 |
| United States | $289,000 | $193 |
Etowah County home prices by ZIP code
The 10 most valuable ZIP codes in Etowah County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 35907 Southside | $276,000 | $165 | +32% |
| 35906 Rainbow City | $252,000 | $146 | +21% |
| 35956 Boaz | $224,000 | $165 | +7% |
| 35972 Gallant | $219,000 | $150 | +5% |
| 35905 Glencoe | $212,000 | $148 | +2% |
| 35952 Altoona | $205,000 | $127 | -2% |
| 35901 Gadsden | $162,000 | $138 | -22% |
| 35903 Hokes Bluff | $148,000 | $112 | -29% |
| 35954 Attalla | $145,000 | $127 | -30% |
| 35904 Gadsden | $114,000 | $115 | -45% |
Home value appreciation in Etowah County
Home prices in Etowah County have risen about 74% over the last 10 years (≈5.7% a year) and +82.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.5% — still rising. A home worth $208,500 today was worth roughly $119,759 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Alabama is +77.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Etowah County
Run the numbers for Etowah County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Etowah County
To buy the typical $208,500 home in Etowah County with 20% down, you need a household income of roughly $57,000 a year (about $1,320 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $67,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,400 | $1,650/mo | $71,000/yr |
| 10% (+PMI) | $20,900 | $1,570/mo | $67,000/yr |
| 20% | $41,700 | $1,320/mo | $57,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Etowah County
At about $142 per square foot, here is roughly how much home different budgets get you in Etowah County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1410 sq ft | around the typical home here |
| $250k | 1760 sq ft | around the typical home here |
| $300k | 2110 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2820 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Alabama.
Estimate a specific home in Etowah County
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Etowah County home prices: frequently asked
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Browse all Alabama cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.