DeKalb County, AL Average Home Price (2026)
The average home price in DeKalb County, Alabama is about $204,000 (the 2026 median across 15 ZIP codes, at ~$159/sq ft) — 1% more expensive than the Alabama median and 29% more affordable than the typical U.S. home.
How DeKalb County compares
DeKalb County is relatively affordable for housing nationally: its typical home costs $204,000 against $201,000 for Alabama and $289,000 for the U.S. Within the county, ZIP-level values run from about $197,000 to $313,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| DeKalb County | $204,000 | $159 |
| Alabama | $201,000 | $150 |
| United States | $289,000 | $193 |
DeKalb County home prices by ZIP code
The 15 most valuable ZIP codes in DeKalb County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 35984 Mentone | $313,000 | $283 | +53% |
| 35989 Hammondville | $237,000 | $172 | +16% |
| 35975 Groveoak | $231,000 | $172 | +13% |
| 35986 Rainsville | $231,000 | $170 | +13% |
| 35968 Fort Payne | $230,000 | $171 | +13% |
| 35971 Fyffe | $208,000 | $135 | +2% |
| 35978 Henagar | $206,000 | $129 | +1% |
| 35963 Dawson | $204,000 | $148 | +0% |
| 35981 Ider | $203,000 | $159 | +0% |
| 35961 Collinsville | $201,000 | $164 | -1% |
| 35962 Crossville | $201,000 | $144 | -1% |
| 35988 Sylvania | $201,000 | $130 | -1% |
| 35967 Fort Payne | $199,000 | $149 | -2% |
| 35979 Higdon | $199,000 | $120 | -2% |
| 35974 Geraldine | $197,000 | $244 | -3% |
Home value appreciation in DeKalb County
Home prices in DeKalb County have risen about 100% over the last 10 years (≈7.2% a year) and +115.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.5% — still rising. A home worth $204,000 today was worth roughly $101,796 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Alabama is +77.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for DeKalb County
Run the numbers for DeKalb County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in DeKalb County
To buy the typical $204,000 home in DeKalb County with 20% down, you need a household income of roughly $56,000 a year (about $1,300 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $66,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,200 | $1,610/mo | $69,000/yr |
| 10% (+PMI) | $20,400 | $1,540/mo | $66,000/yr |
| 20% | $40,800 | $1,300/mo | $56,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in DeKalb County
At about $159 per square foot, here is roughly how much home different budgets get you in DeKalb County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 940 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1260 sq ft | around the typical home here |
| $250k | 1570 sq ft | around the typical home here |
| $300k | 1890 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2520 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Alabama.
Estimate a specific home in DeKalb County
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DeKalb County home prices: frequently asked
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Browse all Alabama cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.