Baldwin County, AL Average Home Price (2026)
The average home price in Baldwin County, Alabama is about $299,000 (the 2026 median across 20 ZIP codes, at ~$193/sq ft) — 49% more expensive than the Alabama median and 3% more expensive than the typical U.S. home.
How Baldwin County compares
Baldwin County is about average for housing nationally: its typical home costs $299,000 against $201,000 for Alabama and $289,000 for the U.S. Within the county, ZIP-level values run from about $170,000 to $684,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Baldwin County | $299,000 | $193 |
| Alabama | $201,000 | $150 |
| United States | $289,000 | $193 |
Baldwin County home prices by ZIP code
The 15 most valuable ZIP codes in Baldwin County (of 20 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 36561 Orange Beach | $684,000 | $555 | +129% |
| 36532 Fairhope | $471,000 | $292 | +58% |
| 36542 Gulf Shores | $457,000 | $441 | +53% |
| 36555 Magnolia Springs | $396,000 | $233 | +32% |
| 36527 Spanish Fort | $386,000 | $190 | +29% |
| 36530 Elberta | $343,000 | $297 | +15% |
| 36526 Daphne | $328,000 | $180 | +10% |
| 36549 Lillian | $305,000 | $213 | +2% |
| 36535 Foley | $303,000 | $188 | +1% |
| 36576 Silverhill | $302,000 | $190 | +1% |
| 36578 Stapleton | $296,000 | $293 | -1% |
| 36580 Summerdale | $287,000 | $196 | -4% |
| 36551 Loxley | $283,000 | $188 | -5% |
| 36574 Seminole | $281,000 | $311 | -6% |
| 36567 Robertsdale | $267,000 | $188 | -11% |
Home value appreciation in Baldwin County
Home prices in Baldwin County have risen about 103% over the last 10 years (≈7.3% a year) and +101.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.3% — still rising. A home worth $299,000 today was worth roughly $147,436 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Alabama is +77.2% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Baldwin County
Run the numbers for Baldwin County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Baldwin County
To buy the typical $299,000 home in Baldwin County with 20% down, you need a household income of roughly $81,000 a year (about $1,900 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $97,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,000 | $2,360/mo | $101,000/yr |
| 10% (+PMI) | $29,900 | $2,260/mo | $97,000/yr |
| 20% | $59,800 | $1,900/mo | $81,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Baldwin County
At about $193 per square foot, here is roughly how much home different budgets get you in Baldwin County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 780 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1300 sq ft | around the typical home here |
| $300k | 1550 sq ft | around the typical home here |
| $400k | 2070 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Alabama.
Estimate a specific home in Baldwin County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Baldwin County home prices: frequently asked
What is the average home price in Baldwin County, AL? +
What salary do you need to buy a house in Baldwin County? +
Which part of Baldwin County is most expensive? +
Are home values in Baldwin County going up? +
Browse all Alabama cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.