Schenectady, NY Home Values (2026)
The median home value in Schenectady is about $291,000 (~$195/sq ft) — about the same as the typical U.S. home. Below: how Schenectady compares, values by home size and ZIP code, and a free tool for your own address.
Thinking of moving to Schenectady?
Here’s what the numbers say about housing costs in Schenectady. A typical home runs about $291,000, which is about the same as the national median and 12% more affordable than the New York average. At roughly $195 per square foot, a median budget here buys you around 1,490 sq ft of home.
Prices swing a lot by neighborhood: across Schenectady’s 8 ZIP codes, the most affordable is 12307 (~$180,000) and the priciest is 12309 (~$413,000) — roughly a 2.3× difference. If you’re relocating, that spread is where the real budgeting happens, so it pays to target ZIP by ZIP rather than the citywide average.
Schenectady home value by size
Using the local rate of about $195 per square foot, here’s a rough estimate by home size. Condition, lot, and exact location move these meaningfully.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $195,000 |
| 1,500 sq ft | $292,500 |
| 2,000 sq ft | $390,000 |
| 2,500 sq ft | $487,500 |
| 3,000 sq ft | $585,000 |
Estimate your specific home in Schenectady
Enter your ZIP and size for an instant estimate tailored to your exact area:
Home values by ZIP code in Schenectady, NY
Typical value and price per square foot for each Schenectady ZIP code we have data for:
| ZIP code | Typical value | $ / sq ft |
|---|---|---|
| 12309 | $413,000 | $232 |
| 12302 | $332,000 | $195 |
| 12303 | $319,000 | $229 |
| 12306 | $297,000 | $235 |
| 12305 | $285,000 | $172 |
| 12308 | $264,000 | $147 |
| 12304 | $259,000 | $195 |
| 12307 | $180,000 | $116 |
Grow your home’s value in Schenectady
Use our Increase Home Value calculator to see which improvements add the most, or read the pre-sale projects that actually pay off. See how Schenectady stacks up against other New York cities on the New York home values page, or browse the full U.S. directory.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. Actual values vary by home and change over time.