New York County, NY Average Home Price (2026)
The average home price in New York County, New York is about $1,149,000 (the 2026 median across 44 ZIP codes, at ~$1373/sq ft) — 245% more expensive than the New York median and 298% more expensive than the typical U.S. home.
How New York County compares
New York County is relatively expensive for housing nationally: its typical home costs $1,149,000 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $466,000 to $3,742,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| New York County | $1,149,000 | $1373 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
New York County home prices by ZIP code
The 15 most valuable ZIP codes in New York County (of 44 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 10013 New York | $3,742,000 | $2187 | +226% |
| 10007 New York | $3,148,000 | $2347 | +174% |
| 10012 New York | $3,005,000 | $1938 | +162% |
| 10038 New York | $2,392,000 | $1259 | +108% |
| 10282 New York | $2,223,000 | $1711 | +93% |
| 10069 New York | $1,954,000 | $1563 | +70% |
| 10014 New York | $1,907,000 | $2354 | +66% |
| 10001 New York | $1,767,000 | $1796 | +54% |
| 10065 New York | $1,711,000 | $1676 | +49% |
| 10011 New York | $1,685,000 | $1958 | +47% |
| 10024 New York | $1,666,000 | $1613 | +45% |
| 10028 New York | $1,507,000 | $1570 | +31% |
| 10021 New York | $1,504,000 | $1542 | +31% |
| 10003 New York | $1,456,000 | $1731 | +27% |
| 10023 New York | $1,444,000 | $1781 | +26% |
Calculators for New York County
Run the numbers for New York County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in New York County
To buy the typical $1,149,000 home in New York County with 20% down, you need a household income of roughly $313,000 a year (about $7,290 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $371,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $57,500 | $9,070/mo | $389,000/yr |
| 10% (+PMI) | $114,900 | $8,670/mo | $371,000/yr |
| 20% | $229,800 | $7,290/mo | $313,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in New York County
At about $1373 per square foot, here is roughly how much home different budgets get you in New York County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $600k | 440 sq ft | below the local median — condos, smaller or older homes |
| $750k | 550 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 730 sq ft | around the typical home here |
| $1.50M | 1090 sq ft | above the median — larger homes or the pricier ZIPs |
| $2.00M | 1460 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in New York County
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New York County home prices: frequently asked
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Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.