Thayer County, NE Average Home Price (2026)
The average home price in Thayer County, Nebraska is about $148,000 (the 2026 median across 9 ZIP codes, at ~$118/sq ft) — 37% more affordable than the Nebraska median and 49% more affordable than the typical U.S. home.
How Thayer County compares
Thayer County is relatively affordable for housing nationally: its typical home costs $148,000 against $234,000 for Nebraska and $289,000 for the U.S. Within the county, ZIP-level values run from about $68,000 to $255,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Thayer County | $148,000 | $118 |
| Nebraska | $234,000 | $139 |
| United States | $289,000 | $193 |
Thayer County home prices by ZIP code
The 9 most valuable ZIP codes in Thayer County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 68326 Carleton | $255,000 | $134 | +72% |
| 68322 Belvidere | $191,000 | $141 | +29% |
| 68370 Hebron | $181,000 | $118 | +22% |
| 68325 Byron | $176,000 | $92 | +19% |
| 68335 Davenport | $148,000 | $188 | +0% |
| 68340 Deshler | $117,000 | $143 | -21% |
| 68303 Alexandria | $93,000 | $56 | -37% |
| 68327 Chester | $93,000 | $61 | -37% |
| 68362 Gilead | $68,000 | $36 | -54% |
Calculators for Thayer County
Run the numbers for Thayer County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Thayer County
To buy the typical $148,000 home in Thayer County with 20% down, you need a household income of roughly $40,000 a year (about $940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $48,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,400 | $1,170/mo | $50,000/yr |
| 10% (+PMI) | $14,800 | $1,120/mo | $48,000/yr |
| 20% | $29,600 | $940/mo | $40,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Thayer County
At about $118 per square foot, here is roughly how much home different budgets get you in Thayer County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1270 sq ft | around the typical home here |
| $200k | 1690 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2120 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2540 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Nebraska.
Estimate a specific home in Thayer County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Thayer County home prices: frequently asked
What is the average home price in Thayer County, NE? +
What salary do you need to buy a house in Thayer County? +
Which part of Thayer County is most expensive? +
Browse all Nebraska cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.