Saginaw, MI Home Values (2026)
The median home value in Saginaw is about $142,000 (~$111/sq ft) — 51% more affordable than the typical U.S. home. Below: how Saginaw compares, values by home size and ZIP code, and a free tool for your own address.
Thinking of moving to Saginaw?
Here’s what the numbers say about housing costs in Saginaw. A typical home runs about $142,000, which is 51% more affordable than the national median and 42% more affordable than the Michigan average. At roughly $111 per square foot, a median budget here buys you around 1,280 sq ft of home.
Prices swing a lot by neighborhood: across Saginaw’s 7 ZIP codes, the most affordable is 48607 (~$40,000) and the priciest is 48603 (~$229,000) — roughly a 5.7× difference. If you’re relocating, that spread is where the real budgeting happens, so it pays to target ZIP by ZIP rather than the citywide average.
Saginaw home value by size
Using the local rate of about $111 per square foot, here’s a rough estimate by home size. Condition, lot, and exact location move these meaningfully.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $111,000 |
| 1,500 sq ft | $166,500 |
| 2,000 sq ft | $222,000 |
| 2,500 sq ft | $277,500 |
| 3,000 sq ft | $333,000 |
Estimate your specific home in Saginaw
Enter your ZIP and size for an instant estimate tailored to your exact area:
Home values by ZIP code in Saginaw, MI
Typical value and price per square foot for each Saginaw ZIP code we have data for:
| ZIP code | Typical value | $ / sq ft |
|---|---|---|
| 48603 | $229,000 | $167 |
| 48609 | $217,000 | $131 |
| 48638 | $202,000 | $139 |
| 48604 | $142,000 | $111 |
| 48602 | $85,000 | $75 |
| 48601 | $63,000 | $57 |
| 48607 | $40,000 | $23 |
Grow your home’s value in Saginaw
Use our Increase Home Value calculator to see which improvements add the most, or read the pre-sale projects that actually pay off. See how Saginaw stacks up against other Michigan cities on the Michigan home values page, or browse the full U.S. directory.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. Actual values vary by home and change over time.