Knott County, KY Average Home Price (2026)
The average home price in Knott County, Kentucky is about $86,500 (the 2026 median across 14 ZIP codes, at ~$81/sq ft) — 52% more affordable than the Kentucky median and 70% more affordable than the typical U.S. home.
How Knott County compares
Knott County is relatively affordable for housing nationally: its typical home costs $86,500 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $54,000 to $192,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Knott County | $86,500 | $81 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Knott County home prices by ZIP code
The 14 most valuable ZIP codes in Knott County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 41725 Carrie | $192,000 | $101 | +122% |
| 41772 Vest | $179,000 | $94 | +107% |
| 41862 Topmost | $158,000 | $83 | +83% |
| 41859 Dema | $106,000 | $56 | +23% |
| 41740 Emmalena | $94,000 | $50 | +9% |
| 41643 Lackey | $93,000 | $49 | +8% |
| 41773 Sassafras | $87,000 | $149 | +1% |
| 41831 Hindman | $86,000 | $79 | -1% |
| 41822 Hindman | $84,000 | $129 | -3% |
| 41834 Littcarr | $67,000 | $54 | -23% |
| 41640 Hueysville | $65,000 | $34 | -25% |
| 41817 Mousie | $58,000 | $96 | -33% |
| 41839 Mousie | $57,000 | $108 | -34% |
| 41844 Pippa Passes | $54,000 | $28 | -38% |
Calculators for Knott County
Run the numbers for Knott County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Knott County
To buy the typical $86,500 home in Knott County with 20% down, you need a household income of roughly $24,000 a year (about $550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $28,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $4,300 | $680/mo | $29,000/yr |
| 10% (+PMI) | $8,700 | $650/mo | $28,000/yr |
| 20% | $17,300 | $550/mo | $24,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Knott County
At about $81 per square foot, here is roughly how much home different budgets get you in Knott County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1850 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 2470 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 3090 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3700 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Knott County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Knott County home prices: frequently asked
What is the average home price in Knott County, KY? +
What salary do you need to buy a house in Knott County? +
Which part of Knott County is most expensive? +
Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.