Hawaii Average Home Price by City (2026)
The average home price in Hawaii (HI) is about $850,000 — the 2026 median, at ~$673/sq ft — 189% more expensive than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to Hawaii?
Housing in Hawaii is 189% more expensive than the national average, with a typical home around $850,000 and a local rate near $673 per square foot. Among the 2 Hawaii cities we track, Kilauea is the most expensive (median $933,000) and Honolulu is the most affordable (median $667,000) — so where you land in the state matters as much as the state itself.
Browse Hawaii cities
Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.
Salary needed to buy a home in Hawaii
To buy the typical $850,000 home in Hawaii with 20% down, you need a household income of roughly $231,000 a year (about $5,400 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $275,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $42,500 | $6,710/mo | $287,000/yr |
| 10% (+PMI) | $85,000 | $6,410/mo | $275,000/yr |
| 20% | $170,000 | $5,400/mo | $231,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hawaii
At about $673 per square foot, here is roughly how much home different budgets get you in Hawaii:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 590 sq ft | below the local median — condos, smaller or older homes |
| $500k | 740 sq ft | below the local median — condos, smaller or older homes |
| $600k | 890 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1110 sq ft | around the typical home here |
| $1.00M | 1490 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Hawaii so you can compare your current home against every Hawaii city we track.