District of Columbia Average Home Price by City (2026)
The average home price in District of Columbia (DC) is about $572,000 — the 2026 median, at ~$497/sq ft — 95% more expensive than the typical U.S. home.
Shaded by price · click a city to explore. Colour = median home value.
Considering a move to District of Columbia?
Housing in District of Columbia is 95% more expensive than the national average, with a typical home around $572,000 and a local rate near $497 per square foot.
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Salary needed to buy a home in District of Columbia
To buy the typical $572,000 home in District of Columbia with 20% down, you need a household income of roughly $156,000 a year (about $3,630 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $185,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,600 | $4,510/mo | $193,000/yr |
| 10% (+PMI) | $57,200 | $4,310/mo | $185,000/yr |
| 20% | $114,400 | $3,630/mo | $156,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in District of Columbia
At about $497 per square foot, here is roughly how much home different budgets get you in District of Columbia:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 600 sq ft | below the local median — condos, smaller or older homes |
| $400k | 800 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1010 sq ft | around the typical home here |
| $600k | 1210 sq ft | around the typical home here |
| $750k | 1510 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to District of Columbia so you can compare your current home against every District of Columbia city we track.