ZIP Code 01608 — Worcester, MA Home Prices (2026)
The typical home in ZIP 01608 (Worcester, Massachusetts) is worth about $190,000 at roughly $208 per square foot — 56% more affordable than the Worcester median and 35% more affordable than the typical U.S. home.
How 01608 compares
ZIP 01608 is one of the more affordable ZIP codes in Worcester: its typical home value of $190,000 ranks #9 of the 9 Worcester ZIP codes we track (the citywide range runs from $190,000 in 01608 to $557,000 in 01609). Per square foot it costs about $208, against $283 for Worcester as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 01608 | $190,000 | $208 |
| Worcester, MA | $430,000 | $283 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 01608
Using this ZIP’s rate of about $208 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $208,000 |
| 1,500 sq ft | $312,000 |
| 2,000 sq ft | $416,000 |
| 2,500 sq ft | $520,000 |
| 3,000 sq ft | $624,000 |
Salary needed to buy a home in ZIP 01608
To buy the typical $190,000 home in ZIP 01608 with 20% down, you need a household income of roughly $52,000 a year (about $1,210 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,500 | $1,500/mo | $64,000/yr |
| 10% (+PMI) | $19,000 | $1,430/mo | $61,000/yr |
| 20% | $38,000 | $1,210/mo | $52,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 01608
At about $208 per square foot, here is roughly how much home different budgets get you in ZIP 01608:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 720 sq ft | below the local median — condos, smaller or older homes |
| $200k | 960 sq ft | around the typical home here |
| $250k | 1200 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1440 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 1920 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 01608 home.
Estimate a specific home in 01608
The estimator below is pre-set to ZIP 01608 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Worcester ZIP codes by home value
Where 01608 sits among Worcester’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 01609 | $557,000 | $278 |
| 2 | 01602 | $462,000 | $282 |
| 3 | 01605 | $453,000 | $289 |
| 4 | 01606 | $448,000 | $294 |
| 5 | 01604 | $430,000 | $287 |
| 6 | 01603 | $405,000 | $283 |
| 7 | 01607 | $398,000 | $279 |
| 8 | 01610 | $383,000 | $285 |
| 9 | 01608 (this page) | $190,000 | $208 |
ZIP 01608 home prices: frequently asked
What is the average home price in ZIP code 01608? +
What is the price per square foot in 01608? +
What salary do you need to buy a house in ZIP 01608? +
Is 01608 an expensive ZIP code? +
See the full Worcester home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.