ZIP Code 01607 — Worcester, MA Home Prices (2026)
The typical home in ZIP 01607 (Worcester, Massachusetts) is worth about $398,000 at roughly $279 per square foot — 7% more affordable than the Worcester median and 35% more expensive than the typical U.S. home.
How 01607 compares
ZIP 01607 is one of the more affordable ZIP codes in Worcester: its typical home value of $398,000 ranks #7 of the 9 Worcester ZIP codes we track (the citywide range runs from $190,000 in 01608 to $557,000 in 01609). Per square foot it costs about $279, against $283 for Worcester as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 01607 | $398,000 | $279 |
| Worcester, MA | $430,000 | $283 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 01607
Using this ZIP’s rate of about $279 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $279,000 |
| 1,500 sq ft | $418,500 |
| 2,000 sq ft | $558,000 |
| 2,500 sq ft | $697,500 |
| 3,000 sq ft | $837,000 |
Salary needed to buy a home in ZIP 01607
To buy the typical $398,000 home in ZIP 01607 with 20% down, you need a household income of roughly $108,000 a year (about $2,530 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $129,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,900 | $3,140/mo | $135,000/yr |
| 10% (+PMI) | $39,800 | $3,000/mo | $129,000/yr |
| 20% | $79,600 | $2,530/mo | $108,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 01607
At about $279 per square foot, here is roughly how much home different budgets get you in ZIP 01607:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 720 sq ft | below the local median — condos, smaller or older homes |
| $250k | 900 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1430 sq ft | around the typical home here |
| $500k | 1790 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 01607 home.
Estimate a specific home in 01607
The estimator below is pre-set to ZIP 01607 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Worcester ZIP codes by home value
Where 01607 sits among Worcester’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 01609 | $557,000 | $278 |
| 2 | 01602 | $462,000 | $282 |
| 3 | 01605 | $453,000 | $289 |
| 4 | 01606 | $448,000 | $294 |
| 5 | 01604 | $430,000 | $287 |
| 6 | 01603 | $405,000 | $283 |
| 7 | 01607 (this page) | $398,000 | $279 |
| 8 | 01610 | $383,000 | $285 |
| 9 | 01608 | $190,000 | $208 |
ZIP 01607 home prices: frequently asked
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See the full Worcester home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.