ZIP Code 38572 — Crossville, TN Home Prices (2026)
The typical home in ZIP 38572 (Crossville, Tennessee) is worth about $291,000 at roughly $226 per square foot — 4% more affordable than the Crossville median and 1% more affordable than the typical U.S. home.
How 38572 compares
ZIP 38572 is one of the more affordable ZIP codes in Crossville: its typical home value of $291,000 ranks #4 of the 4 Crossville ZIP codes we track (the citywide range runs from $291,000 in 38572 to $370,000 in 38558). Per square foot it costs about $226, against $221 for Crossville as a whole, $211 for Tennessee, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 38572 | $291,000 | $226 |
| Crossville, TN | $302,500 | $221 |
| Tennessee | $272,500 | $211 |
| United States | $294,000 | $195 |
Home value by size in 38572
Using this ZIP’s rate of about $226 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $226,000 |
| 1,500 sq ft | $339,000 |
| 2,000 sq ft | $452,000 |
| 2,500 sq ft | $565,000 |
| 3,000 sq ft | $678,000 |
Salary needed to buy a home in ZIP 38572
To buy the typical $291,000 home in ZIP 38572 with 20% down, you need a household income of roughly $79,000 a year (about $1,850 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $94,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,600 | $2,300/mo | $98,000/yr |
| 10% (+PMI) | $29,100 | $2,190/mo | $94,000/yr |
| 20% | $58,200 | $1,850/mo | $79,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 38572
At about $226 per square foot, here is roughly how much home different budgets get you in ZIP 38572:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 660 sq ft | below the local median — condos, smaller or older homes |
| $200k | 880 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1110 sq ft | around the typical home here |
| $300k | 1330 sq ft | around the typical home here |
| $400k | 1770 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 38572 home.
Estimate a specific home in 38572
The estimator below is pre-set to ZIP 38572 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Crossville ZIP codes by home value
Where 38572 sits among Crossville’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 38558 | $370,000 | $225 |
| 2 | 38571 | $311,000 | $216 |
| 3 | 38555 | $294,000 | $211 |
| 4 | 38572 (this page) | $291,000 | $226 |
ZIP 38572 home prices: frequently asked
What is the average home price in ZIP code 38572? +
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Is 38572 an expensive ZIP code? +
See the full Crossville home values page, all Tennessee cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.