ZIP Code 38558 — Crossville, TN Home Prices (2026)
The typical home in ZIP 38558 (Crossville, Tennessee) is worth about $370,000 at roughly $225 per square foot — 22% more expensive than the Crossville median and 26% more expensive than the typical U.S. home.
How 38558 compares
ZIP 38558 is one of the pricier ZIP codes in Crossville: its typical home value of $370,000 ranks #1 of the 4 Crossville ZIP codes we track (the citywide range runs from $291,000 in 38572 to $370,000 in 38558). Per square foot it costs about $225, against $221 for Crossville as a whole, $211 for Tennessee, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 38558 | $370,000 | $225 |
| Crossville, TN | $302,500 | $221 |
| Tennessee | $272,500 | $211 |
| United States | $294,000 | $195 |
Home value by size in 38558
Using this ZIP’s rate of about $225 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $225,000 |
| 1,500 sq ft | $337,500 |
| 2,000 sq ft | $450,000 |
| 2,500 sq ft | $562,500 |
| 3,000 sq ft | $675,000 |
Salary needed to buy a home in ZIP 38558
To buy the typical $370,000 home in ZIP 38558 with 20% down, you need a household income of roughly $101,000 a year (about $2,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $120,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,500 | $2,920/mo | $125,000/yr |
| 10% (+PMI) | $37,000 | $2,790/mo | $120,000/yr |
| 20% | $74,000 | $2,350/mo | $101,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 38558
At about $225 per square foot, here is roughly how much home different budgets get you in ZIP 38558:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 890 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1330 sq ft | around the typical home here |
| $400k | 1780 sq ft | around the typical home here |
| $500k | 2220 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 38558 home.
Estimate a specific home in 38558
The estimator below is pre-set to ZIP 38558 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Crossville ZIP codes by home value
Where 38558 sits among Crossville’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 38558 (this page) | $370,000 | $225 |
| 2 | 38571 | $311,000 | $216 |
| 3 | 38555 | $294,000 | $211 |
| 4 | 38572 | $291,000 | $226 |
ZIP 38558 home prices: frequently asked
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See the full Crossville home values page, all Tennessee cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.