ZIP Code 38555 — Crossville, TN Home Prices (2026)

The typical home in ZIP 38555 (Crossville, Tennessee) is worth about $294,000 at roughly $211 per square foot — 3% more affordable than the Crossville median and about the same as the typical U.S. home.

$294,000

Typical home value

$211

Price per sq ft

#3 of 4

Crossville ZIPs by value

-3%

vs Crossville median

How 38555 compares

ZIP 38555 is one of the more affordable ZIP codes in Crossville: its typical home value of $294,000 ranks #3 of the 4 Crossville ZIP codes we track (the citywide range runs from $291,000 in 38572 to $370,000 in 38558). Per square foot it costs about $211, against $221 for Crossville as a whole, $211 for Tennessee, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 38555	$294,000	$211
Crossville, TN	$302,500	$221
Tennessee	$272,500	$211
United States	$294,000	$195

Home value by size in 38555

Using this ZIP’s rate of about $211 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$211,000
1,500 sq ft	$316,500
2,000 sq ft	$422,000
2,500 sq ft	$527,500
3,000 sq ft	$633,000

Salary needed to buy a home in ZIP 38555

To buy the typical $294,000 home in ZIP 38555 with 20% down, you need a household income of roughly $80,000 a year (about $1,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$14,700	$2,320/mo	$99,000/yr
10% (+PMI)	$29,400	$2,220/mo	$95,000/yr
20%	$58,800	$1,870/mo	$80,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 38555

At about $211 per square foot, here is roughly how much home different budgets get you in ZIP 38555:

Budget	Approx. size	What that looks like locally
$150k	710 sq ft	below the local median — condos, smaller or older homes
$200k	950 sq ft	below the local median — condos, smaller or older homes
$250k	1180 sq ft	around the typical home here
$300k	1420 sq ft	around the typical home here
$400k	1900 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 38555 home.

Estimate a specific home in 38555

The estimator below is pre-set to ZIP 38555 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Crossville ZIP codes by home value

Where 38555 sits among Crossville’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	38558	$370,000	$225
2	38571	$311,000	$216
3	38555 (this page)	$294,000	$211
4	38572	$291,000	$226

ZIP 38555 home prices: frequently asked

What is the average home price in ZIP code 38555? +

The typical home in ZIP 38555 (Crossville, TN) is worth about $294,000 as of 2026. That is 3% more affordable than the Crossville median of $302,500 and about the same as the U.S. median of $294,000.

What is the price per square foot in 38555? +

About $211 per square foot in 38555, versus $221 across Crossville and $211 across Tennessee. At that rate a 1,500 sq ft home runs roughly $316,500 and a 2,500 sq ft home about $527,500.

What salary do you need to buy a house in ZIP 38555? +

For the typical $294,000 home in ZIP 38555, a household income of about $80,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $95,000; with 5% down about $99,000.

Is 38555 an expensive ZIP code? +

Within Crossville, 38555 ranks #3 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Crossville. Nationally it is about average.

See the full Crossville home values page, all Tennessee cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.