ZIP Code 74022 — Pawhuska, OK Home Prices (2026)
The typical home in ZIP 74022 (Pawhuska, Oklahoma) is worth about $185,000 at roughly $150 per square foot — 61% more expensive than the Pawhuska median and 37% more affordable than the typical U.S. home.
How 74022 compares
ZIP 74022 is one of the pricier ZIP codes in Pawhuska: its typical home value of $185,000 ranks #1 of the 3 Pawhuska ZIP codes we track (the citywide range runs from $111,000 in 74056 to $185,000 in 74022). Per square foot it costs about $150, against $89 for Pawhuska as a whole, $141 for Oklahoma, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 74022 | $185,000 | $150 |
| Pawhuska, OK | $115,000 | $89 |
| Oklahoma | $191,000 | $141 |
| United States | $294,000 | $195 |
Home value by size in 74022
Using this ZIP’s rate of about $150 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $150,000 |
| 1,500 sq ft | $225,000 |
| 2,000 sq ft | $300,000 |
| 2,500 sq ft | $375,000 |
| 3,000 sq ft | $450,000 |
Salary needed to buy a home in ZIP 74022
To buy the typical $185,000 home in ZIP 74022 with 20% down, you need a household income of roughly $50,000 a year (about $1,170 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $60,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,300 | $1,460/mo | $63,000/yr |
| 10% (+PMI) | $18,500 | $1,400/mo | $60,000/yr |
| 20% | $37,000 | $1,170/mo | $50,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 74022
At about $150 per square foot, here is roughly how much home different budgets get you in ZIP 74022:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1000 sq ft | around the typical home here |
| $200k | 1330 sq ft | around the typical home here |
| $250k | 1670 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2000 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 74022 home.
Estimate a specific home in 74022
The estimator below is pre-set to ZIP 74022 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Pawhuska ZIP codes by home value
Where 74022 sits among Pawhuska’s 3 ZIP codes:
ZIP 74022 home prices: frequently asked
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See the full Pawhuska home values page, all Oklahoma cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.