ZIP Code 10704 — Yonkers, NY Home Prices (2026)

The typical home in ZIP 10704 (Yonkers, New York) is worth about $683,000 at roughly $254 per square foot — about the same as the Yonkers median and 132% more expensive than the typical U.S. home.

$683,000

Typical home value

$254

Price per sq ft

#3 of 5

Yonkers ZIPs by value

+0%

vs Yonkers median

How 10704 compares

ZIP 10704 is a mid-priced ZIP code for Yonkers: its typical home value of $683,000 ranks #3 of the 5 Yonkers ZIP codes we track (the citywide range runs from $628,000 in 10703 to $774,000 in 10710). Per square foot it costs about $254, against $294 for Yonkers as a whole, $247 for New York, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 10704	$683,000	$254
Yonkers, NY	$683,000	$294
New York	$338,000	$247
United States	$294,000	$195

Home value by size in 10704

Using this ZIP’s rate of about $254 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$254,000
1,500 sq ft	$381,000
2,000 sq ft	$508,000
2,500 sq ft	$635,000
3,000 sq ft	$762,000

Salary needed to buy a home in ZIP 10704

To buy the typical $683,000 home in ZIP 10704 with 20% down, you need a household income of roughly $186,000 a year (about $4,340 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $221,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$34,200	$5,390/mo	$231,000/yr
10% (+PMI)	$68,300	$5,150/mo	$221,000/yr
20%	$136,600	$4,340/mo	$186,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 10704

At about $254 per square foot, here is roughly how much home different budgets get you in ZIP 10704:

Budget	Approx. size	What that looks like locally
$400k	1570 sq ft	below the local median — condos, smaller or older homes
$500k	1970 sq ft	below the local median — condos, smaller or older homes
$600k	2360 sq ft	around the typical home here
$750k	2950 sq ft	around the typical home here
$1.00M	3940 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 10704 home.

Estimate a specific home in 10704

The estimator below is pre-set to ZIP 10704 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Yonkers ZIP codes by home value

Where 10704 sits among Yonkers’s 5 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	10710	$774,000	$353
2	10705	$722,000	$294
3	10704 (this page)	$683,000	$254
4	10701	$633,000	$275
5	10703	$628,000	$388

ZIP 10704 home prices: frequently asked

What is the average home price in ZIP code 10704? +

The typical home in ZIP 10704 (Yonkers, NY) is worth about $683,000 as of 2026. That is about the same as the Yonkers median of $683,000 and 132% more expensive than the U.S. median of $294,000.

What is the price per square foot in 10704? +

About $254 per square foot in 10704, versus $294 across Yonkers and $247 across New York. At that rate a 1,500 sq ft home runs roughly $381,000 and a 2,500 sq ft home about $635,000.

What salary do you need to buy a house in ZIP 10704? +

For the typical $683,000 home in ZIP 10704, a household income of about $186,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $221,000; with 5% down about $231,000.

Is 10704 an expensive ZIP code? +

Within Yonkers, 10704 ranks #3 of 5 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Yonkers. Nationally it is relatively expensive.

See the full Yonkers home values page, all New York cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.