ZIP Code 10701 — Yonkers, NY Home Prices (2026)
The typical home in ZIP 10701 (Yonkers, New York) is worth about $633,000 at roughly $275 per square foot — 7% more affordable than the Yonkers median and 115% more expensive than the typical U.S. home.
How 10701 compares
ZIP 10701 is one of the more affordable ZIP codes in Yonkers: its typical home value of $633,000 ranks #4 of the 5 Yonkers ZIP codes we track (the citywide range runs from $628,000 in 10703 to $774,000 in 10710). Per square foot it costs about $275, against $294 for Yonkers as a whole, $247 for New York, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 10701 | $633,000 | $275 |
| Yonkers, NY | $683,000 | $294 |
| New York | $338,000 | $247 |
| United States | $294,000 | $195 |
Home value by size in 10701
Using this ZIP’s rate of about $275 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $275,000 |
| 1,500 sq ft | $412,500 |
| 2,000 sq ft | $550,000 |
| 2,500 sq ft | $687,500 |
| 3,000 sq ft | $825,000 |
Salary needed to buy a home in ZIP 10701
To buy the typical $633,000 home in ZIP 10701 with 20% down, you need a household income of roughly $172,000 a year (about $4,020 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $205,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $31,700 | $4,990/mo | $214,000/yr |
| 10% (+PMI) | $63,300 | $4,770/mo | $205,000/yr |
| 20% | $126,600 | $4,020/mo | $172,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 10701
At about $275 per square foot, here is roughly how much home different budgets get you in ZIP 10701:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1450 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1820 sq ft | below the local median — condos, smaller or older homes |
| $600k | 2180 sq ft | around the typical home here |
| $750k | 2730 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 10701 home.
Estimate a specific home in 10701
The estimator below is pre-set to ZIP 10701 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Yonkers ZIP codes by home value
Where 10701 sits among Yonkers’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 10710 | $774,000 | $353 |
| 2 | 10705 | $722,000 | $294 |
| 3 | 10704 | $683,000 | $254 |
| 4 | 10701 (this page) | $633,000 | $275 |
| 5 | 10703 | $628,000 | $388 |
ZIP 10701 home prices: frequently asked
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See the full Yonkers home values page, all New York cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.