ZIP Code 10703 — Yonkers, NY Home Prices (2026)
The typical home in ZIP 10703 (Yonkers, New York) is worth about $628,000 at roughly $388 per square foot — 8% more affordable than the Yonkers median and 114% more expensive than the typical U.S. home.
How 10703 compares
ZIP 10703 is one of the more affordable ZIP codes in Yonkers: its typical home value of $628,000 ranks #5 of the 5 Yonkers ZIP codes we track (the citywide range runs from $628,000 in 10703 to $774,000 in 10710). Per square foot it costs about $388, against $294 for Yonkers as a whole, $247 for New York, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 10703 | $628,000 | $388 |
| Yonkers, NY | $683,000 | $294 |
| New York | $338,000 | $247 |
| United States | $294,000 | $195 |
Home value by size in 10703
Using this ZIP’s rate of about $388 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $388,000 |
| 1,500 sq ft | $582,000 |
| 2,000 sq ft | $776,000 |
| 2,500 sq ft | $970,000 |
| 3,000 sq ft | $1,164,000 |
Salary needed to buy a home in ZIP 10703
To buy the typical $628,000 home in ZIP 10703 with 20% down, you need a household income of roughly $171,000 a year (about $3,990 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $203,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $31,400 | $4,950/mo | $212,000/yr |
| 10% (+PMI) | $62,800 | $4,740/mo | $203,000/yr |
| 20% | $125,600 | $3,990/mo | $171,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 10703
At about $388 per square foot, here is roughly how much home different budgets get you in ZIP 10703:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 770 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1290 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1550 sq ft | around the typical home here |
| $750k | 1930 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 10703 home.
Estimate a specific home in 10703
The estimator below is pre-set to ZIP 10703 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Yonkers ZIP codes by home value
Where 10703 sits among Yonkers’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 10710 | $774,000 | $353 |
| 2 | 10705 | $722,000 | $294 |
| 3 | 10704 | $683,000 | $254 |
| 4 | 10701 | $633,000 | $275 |
| 5 | 10703 (this page) | $628,000 | $388 |
ZIP 10703 home prices: frequently asked
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See the full Yonkers home values page, all New York cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.