ZIP Code 64086 — Lees Summit, MO Home Prices (2026)
The typical home in ZIP 64086 (Lees Summit, Missouri) is worth about $385,000 at roughly $213 per square foot — 10% more affordable than the Lees Summit median and 31% more expensive than the typical U.S. home.
How 64086 compares
ZIP 64086 is one of the more affordable ZIP codes in Lees Summit: its typical home value of $385,000 ranks #4 of the 5 Lees Summit ZIP codes we track (the citywide range runs from $308,000 in 64063 to $470,000 in 64082). Per square foot it costs about $213, against $203 for Lees Summit as a whole, $160 for Missouri, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 64086 | $385,000 | $213 |
| Lees Summit, MO | $427,000 | $203 |
| Missouri | $247,000 | $160 |
| United States | $294,000 | $195 |
Home value by size in 64086
Using this ZIP’s rate of about $213 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $213,000 |
| 1,500 sq ft | $319,500 |
| 2,000 sq ft | $426,000 |
| 2,500 sq ft | $532,500 |
| 3,000 sq ft | $639,000 |
Salary needed to buy a home in ZIP 64086
To buy the typical $385,000 home in ZIP 64086 with 20% down, you need a household income of roughly $105,000 a year (about $2,440 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $124,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,300 | $3,040/mo | $130,000/yr |
| 10% (+PMI) | $38,500 | $2,900/mo | $124,000/yr |
| 20% | $77,000 | $2,440/mo | $105,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 64086
At about $213 per square foot, here is roughly how much home different budgets get you in ZIP 64086:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 940 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1410 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1880 sq ft | around the typical home here |
| $500k | 2350 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 64086 home.
Estimate a specific home in 64086
The estimator below is pre-set to ZIP 64086 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Lees Summit ZIP codes by home value
Where 64086 sits among Lees Summit’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 64082 | $470,000 | $212 |
| 2 | 64064 | $443,000 | $192 |
| 3 | 64081 | $427,000 | $203 |
| 4 | 64086 (this page) | $385,000 | $213 |
| 5 | 64063 | $308,000 | $179 |
ZIP 64086 home prices: frequently asked
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See the full Lees Summit home values page, all Missouri cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.