ZIP Code 64081 — Lees Summit, MO Home Prices (2026)
The typical home in ZIP 64081 (Lees Summit, Missouri) is worth about $427,000 at roughly $203 per square foot — about the same as the Lees Summit median and 45% more expensive than the typical U.S. home.
How 64081 compares
ZIP 64081 is a mid-priced ZIP code for Lees Summit: its typical home value of $427,000 ranks #3 of the 5 Lees Summit ZIP codes we track (the citywide range runs from $308,000 in 64063 to $470,000 in 64082). Per square foot it costs about $203, against $203 for Lees Summit as a whole, $160 for Missouri, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 64081 | $427,000 | $203 |
| Lees Summit, MO | $427,000 | $203 |
| Missouri | $247,000 | $160 |
| United States | $294,000 | $195 |
Home value by size in 64081
Using this ZIP’s rate of about $203 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $203,000 |
| 1,500 sq ft | $304,500 |
| 2,000 sq ft | $406,000 |
| 2,500 sq ft | $507,500 |
| 3,000 sq ft | $609,000 |
Salary needed to buy a home in ZIP 64081
To buy the typical $427,000 home in ZIP 64081 with 20% down, you need a household income of roughly $116,000 a year (about $2,710 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $138,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,400 | $3,370/mo | $144,000/yr |
| 10% (+PMI) | $42,700 | $3,220/mo | $138,000/yr |
| 20% | $85,400 | $2,710/mo | $116,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 64081
At about $203 per square foot, here is roughly how much home different budgets get you in ZIP 64081:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 990 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1230 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1480 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1970 sq ft | around the typical home here |
| $500k | 2460 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 64081 home.
Estimate a specific home in 64081
The estimator below is pre-set to ZIP 64081 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Lees Summit ZIP codes by home value
Where 64081 sits among Lees Summit’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 64082 | $470,000 | $212 |
| 2 | 64064 | $443,000 | $192 |
| 3 | 64081 (this page) | $427,000 | $203 |
| 4 | 64086 | $385,000 | $213 |
| 5 | 64063 | $308,000 | $179 |
ZIP 64081 home prices: frequently asked
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See the full Lees Summit home values page, all Missouri cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.