ZIP Code 39216 — Jackson, MS Home Prices (2026)
The typical home in ZIP 39216 (Jackson, Mississippi) is worth about $216,000 at roughly $125 per square foot — 132% more expensive than the Jackson median and 27% more affordable than the typical U.S. home.
How 39216 compares
ZIP 39216 is one of the pricier ZIP codes in Jackson: its typical home value of $216,000 ranks #1 of the 9 Jackson ZIP codes we track (the citywide range runs from $40,000 in 39203 to $216,000 in 39216). Per square foot it costs about $125, against $58 for Jackson as a whole, $119 for Mississippi, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 39216 | $216,000 | $125 |
| Jackson, MS | $93,000 | $58 |
| Mississippi | $156,000 | $119 |
| United States | $294,000 | $195 |
Home value by size in 39216
Using this ZIP’s rate of about $125 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $125,000 |
| 1,500 sq ft | $187,500 |
| 2,000 sq ft | $250,000 |
| 2,500 sq ft | $312,500 |
| 3,000 sq ft | $375,000 |
Salary needed to buy a home in ZIP 39216
To buy the typical $216,000 home in ZIP 39216 with 20% down, you need a household income of roughly $59,000 a year (about $1,370 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $70,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,800 | $1,700/mo | $73,000/yr |
| 10% (+PMI) | $21,600 | $1,630/mo | $70,000/yr |
| 20% | $43,200 | $1,370/mo | $59,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 39216
At about $125 per square foot, here is roughly how much home different budgets get you in ZIP 39216:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1200 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1600 sq ft | around the typical home here |
| $250k | 2000 sq ft | around the typical home here |
| $300k | 2400 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3200 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 39216 home.
Estimate a specific home in 39216
The estimator below is pre-set to ZIP 39216 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Jackson ZIP codes by home value
Where 39216 sits among Jackson’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 39216 (this page) | $216,000 | $125 |
| 2 | 39211 | $215,000 | $115 |
| 3 | 39202 | $184,000 | $135 |
| 4 | 39206 | $111,000 | $72 |
| 5 | 39212 | $93,000 | $56 |
| 6 | 39204 | $47,000 | $50 |
| 7 | 39213 | $46,000 | $58 |
| 8 | 39209 | $44,000 | $45 |
| 9 | 39203 | $40,000 | $53 |
ZIP 39216 home prices: frequently asked
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What is the price per square foot in 39216? +
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See the full Jackson home values page, all Mississippi cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.