ZIP Code 83706 — Boise, ID Home Prices (2026)
The typical home in ZIP 83706 (Boise, Idaho) is worth about $515,000 at roughly $337 per square foot — about the same as the Boise median and 75% more expensive than the typical U.S. home.
How 83706 compares
ZIP 83706 is a mid-priced ZIP code for Boise: its typical home value of $515,000 ranks #5 of the 9 Boise ZIP codes we track (the citywide range runs from $430,000 in 83705 to $815,000 in 83712). Per square foot it costs about $337, against $336 for Boise as a whole, $278 for Idaho, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 83706 | $515,000 | $337 |
| Boise, ID | $515,000 | $336 |
| Idaho | $449,000 | $278 |
| United States | $294,000 | $195 |
Home value by size in 83706
Using this ZIP’s rate of about $337 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $337,000 |
| 1,500 sq ft | $505,500 |
| 2,000 sq ft | $674,000 |
| 2,500 sq ft | $842,500 |
| 3,000 sq ft | $1,011,000 |
Salary needed to buy a home in ZIP 83706
To buy the typical $515,000 home in ZIP 83706 with 20% down, you need a household income of roughly $140,000 a year (about $3,270 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $166,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,800 | $4,060/mo | $174,000/yr |
| 10% (+PMI) | $51,500 | $3,880/mo | $166,000/yr |
| 20% | $103,000 | $3,270/mo | $140,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 83706
At about $337 per square foot, here is roughly how much home different budgets get you in ZIP 83706:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 740 sq ft | below the local median — condos, smaller or older homes |
| $300k | 890 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1190 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1480 sq ft | around the typical home here |
| $600k | 1780 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 83706 home.
Estimate a specific home in 83706
The estimator below is pre-set to ZIP 83706 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Boise ZIP codes by home value
Where 83706 sits among Boise’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 83712 | $815,000 | $410 |
| 2 | 83702 | $736,000 | $503 |
| 3 | 83714 | $566,000 | $336 |
| 4 | 83703 | $538,000 | $360 |
| 5 | 83706 (this page) | $515,000 | $337 |
| 6 | 83709 | $489,000 | $281 |
| 7 | 83713 | $477,000 | $274 |
| 8 | 83704 | $433,000 | $281 |
| 9 | 83705 | $430,000 | $321 |
ZIP 83706 home prices: frequently asked
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See the full Boise home values page, all Idaho cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.