ZIP Code 83705 — Boise, ID Home Prices (2026)
The typical home in ZIP 83705 (Boise, Idaho) is worth about $430,000 at roughly $321 per square foot — 17% more affordable than the Boise median and 46% more expensive than the typical U.S. home.
How 83705 compares
ZIP 83705 is one of the more affordable ZIP codes in Boise: its typical home value of $430,000 ranks #9 of the 9 Boise ZIP codes we track (the citywide range runs from $430,000 in 83705 to $815,000 in 83712). Per square foot it costs about $321, against $336 for Boise as a whole, $278 for Idaho, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 83705 | $430,000 | $321 |
| Boise, ID | $515,000 | $336 |
| Idaho | $449,000 | $278 |
| United States | $294,000 | $195 |
Home value by size in 83705
Using this ZIP’s rate of about $321 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $321,000 |
| 1,500 sq ft | $481,500 |
| 2,000 sq ft | $642,000 |
| 2,500 sq ft | $802,500 |
| 3,000 sq ft | $963,000 |
Salary needed to buy a home in ZIP 83705
To buy the typical $430,000 home in ZIP 83705 with 20% down, you need a household income of roughly $117,000 a year (about $2,730 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $139,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,500 | $3,390/mo | $145,000/yr |
| 10% (+PMI) | $43,000 | $3,240/mo | $139,000/yr |
| 20% | $86,000 | $2,730/mo | $117,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 83705
At about $321 per square foot, here is roughly how much home different budgets get you in ZIP 83705:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 620 sq ft | below the local median — condos, smaller or older homes |
| $250k | 780 sq ft | below the local median — condos, smaller or older homes |
| $300k | 930 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1250 sq ft | around the typical home here |
| $500k | 1560 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 83705 home.
Estimate a specific home in 83705
The estimator below is pre-set to ZIP 83705 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Boise ZIP codes by home value
Where 83705 sits among Boise’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 83712 | $815,000 | $410 |
| 2 | 83702 | $736,000 | $503 |
| 3 | 83714 | $566,000 | $336 |
| 4 | 83703 | $538,000 | $360 |
| 5 | 83706 | $515,000 | $337 |
| 6 | 83709 | $489,000 | $281 |
| 7 | 83713 | $477,000 | $274 |
| 8 | 83704 | $433,000 | $281 |
| 9 | 83705 (this page) | $430,000 | $321 |
ZIP 83705 home prices: frequently asked
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See the full Boise home values page, all Idaho cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.