ZIP Code 96796 — Kilauea, HI Home Prices (2026)
The typical home in ZIP 96796 (Kilauea, Hawaii) is worth about $770,000 at roughly $613 per square foot — 17% more affordable than the Kilauea median and 162% more expensive than the typical U.S. home.
How 96796 compares
ZIP 96796 is one of the more affordable ZIP codes in Kilauea: its typical home value of $770,000 ranks #3 of the 3 Kilauea ZIP codes we track (the citywide range runs from $770,000 in 96796 to $2,208,000 in 96754). Per square foot it costs about $613, against $1469 for Kilauea as a whole, $673 for Hawaii, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 96796 | $770,000 | $613 |
| Kilauea, HI | $933,000 | $1469 |
| Hawaii | $850,000 | $673 |
| United States | $294,000 | $195 |
Home value by size in 96796
Using this ZIP’s rate of about $613 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $613,000 |
| 1,500 sq ft | $919,500 |
| 2,000 sq ft | $1,226,000 |
| 2,500 sq ft | $1,532,500 |
| 3,000 sq ft | $1,839,000 |
Salary needed to buy a home in ZIP 96796
To buy the typical $770,000 home in ZIP 96796 with 20% down, you need a household income of roughly $209,000 a year (about $4,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $249,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $38,500 | $6,080/mo | $260,000/yr |
| 10% (+PMI) | $77,000 | $5,810/mo | $249,000/yr |
| 20% | $154,000 | $4,890/mo | $209,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 96796
At about $613 per square foot, here is roughly how much home different budgets get you in ZIP 96796:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 650 sq ft | below the local median — condos, smaller or older homes |
| $500k | 820 sq ft | below the local median — condos, smaller or older homes |
| $600k | 980 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1220 sq ft | around the typical home here |
| $1.00M | 1630 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 96796 home.
Estimate a specific home in 96796
The estimator below is pre-set to ZIP 96796 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Kilauea ZIP codes by home value
Where 96796 sits among Kilauea’s 3 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 96754 | $2,208,000 | $1969 |
| 2 | 96703 | $933,000 | $1469 |
| 3 | 96796 (this page) | $770,000 | $613 |
ZIP 96796 home prices: frequently asked
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See the full Kilauea home values page, all Hawaii cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.