ZIP Code 96754 — Kilauea, HI Home Prices (2026)
The typical home in ZIP 96754 (Kilauea, Hawaii) is worth about $2,208,000 at roughly $1969 per square foot — 137% more expensive than the Kilauea median and 651% more expensive than the typical U.S. home.
How 96754 compares
ZIP 96754 is one of the pricier ZIP codes in Kilauea: its typical home value of $2,208,000 ranks #1 of the 3 Kilauea ZIP codes we track (the citywide range runs from $770,000 in 96796 to $2,208,000 in 96754). Per square foot it costs about $1969, against $1469 for Kilauea as a whole, $673 for Hawaii, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 96754 | $2,208,000 | $1969 |
| Kilauea, HI | $933,000 | $1469 |
| Hawaii | $850,000 | $673 |
| United States | $294,000 | $195 |
Home value by size in 96754
Using this ZIP’s rate of about $1969 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $1,969,000 |
| 1,500 sq ft | $2,953,500 |
| 2,000 sq ft | $3,938,000 |
| 2,500 sq ft | $4,922,500 |
| 3,000 sq ft | $5,907,000 |
Salary needed to buy a home in ZIP 96754
To buy the typical $2,208,000 home in ZIP 96754 with 20% down, you need a household income of roughly $601,000 a year (about $14,020 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $714,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $110,400 | $17,420/mo | $747,000/yr |
| 10% (+PMI) | $220,800 | $16,650/mo | $714,000/yr |
| 20% | $441,600 | $14,020/mo | $601,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 96754
At about $1969 per square foot, here is roughly how much home different budgets get you in ZIP 96754:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $1.00M | 510 sq ft | below the local median — condos, smaller or older homes |
| $1.50M | 760 sq ft | below the local median — condos, smaller or older homes |
| $2.00M | 1020 sq ft | around the typical home here |
| $3.00M | 1520 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 96754 home.
Estimate a specific home in 96754
The estimator below is pre-set to ZIP 96754 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Kilauea ZIP codes by home value
Where 96754 sits among Kilauea’s 3 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 96754 (this page) | $2,208,000 | $1969 |
| 2 | 96703 | $933,000 | $1469 |
| 3 | 96796 | $770,000 | $613 |
ZIP 96754 home prices: frequently asked
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See the full Kilauea home values page, all Hawaii cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.