ZIP Code 32163 — The Villages, FL Home Prices (2026)
The typical home in ZIP 32163 (The Villages, Florida) is worth about $476,000 at roughly $272 per square foot — 43% more expensive than the The Villages median and 62% more expensive than the typical U.S. home.
How 32163 compares
ZIP 32163 is one of the pricier ZIP codes in The Villages: its typical home value of $476,000 ranks #1 of the 5 The Villages ZIP codes we track (the citywide range runs from $272,000 in 34785 to $476,000 in 32163). Per square foot it costs about $272, against $243 for The Villages as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 32163 | $476,000 | $272 |
| The Villages, FL | $332,000 | $243 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 32163
Using this ZIP’s rate of about $272 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $272,000 |
| 1,500 sq ft | $408,000 |
| 2,000 sq ft | $544,000 |
| 2,500 sq ft | $680,000 |
| 3,000 sq ft | $816,000 |
Salary needed to buy a home in ZIP 32163
To buy the typical $476,000 home in ZIP 32163 with 20% down, you need a household income of roughly $130,000 a year (about $3,020 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $154,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,800 | $3,760/mo | $161,000/yr |
| 10% (+PMI) | $47,600 | $3,590/mo | $154,000/yr |
| 20% | $95,200 | $3,020/mo | $130,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 32163
At about $272 per square foot, here is roughly how much home different budgets get you in ZIP 32163:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 920 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1470 sq ft | around the typical home here |
| $500k | 1840 sq ft | around the typical home here |
| $600k | 2210 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 32163 home.
Estimate a specific home in 32163
The estimator below is pre-set to ZIP 32163 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All The Villages ZIP codes by home value
Where 32163 sits among The Villages’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 32163 (this page) | $476,000 | $272 |
| 2 | 32162 | $368,000 | $243 |
| 3 | 34762 | $332,000 | $251 |
| 4 | 33585 | $298,000 | $199 |
| 5 | 34785 | $272,000 | $178 |
ZIP 32163 home prices: frequently asked
What is the average home price in ZIP code 32163? +
What is the price per square foot in 32163? +
What salary do you need to buy a house in ZIP 32163? +
Is 32163 an expensive ZIP code? +
See the full The Villages home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.