ZIP Code 34996 — Stuart, FL Home Prices (2026)

The typical home in ZIP 34996 (Stuart, Florida) is worth about $429,000 at roughly $367 per square foot — about the same as the Stuart median and 46% more expensive than the typical U.S. home.

$429,000

Typical home value

$367

Price per sq ft

#2 of 3

Stuart ZIPs by value

+0%

vs Stuart median

How 34996 compares

ZIP 34996 is a mid-priced ZIP code for Stuart: its typical home value of $429,000 ranks #2 of the 3 Stuart ZIP codes we track (the citywide range runs from $236,000 in 34994 to $431,000 in 34997). Per square foot it costs about $367, against $268 for Stuart as a whole, $229 for Florida, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 34996	$429,000	$367
Stuart, FL	$429,000	$268
Florida	$349,000	$229
United States	$294,000	$195

Home value by size in 34996

Using this ZIP’s rate of about $367 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$367,000
1,500 sq ft	$550,500
2,000 sq ft	$734,000
2,500 sq ft	$917,500
3,000 sq ft	$1,101,000

Salary needed to buy a home in ZIP 34996

To buy the typical $429,000 home in ZIP 34996 with 20% down, you need a household income of roughly $117,000 a year (about $2,720 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $139,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$21,500	$3,380/mo	$145,000/yr
10% (+PMI)	$42,900	$3,240/mo	$139,000/yr
20%	$85,800	$2,720/mo	$117,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 34996

At about $367 per square foot, here is roughly how much home different budgets get you in ZIP 34996:

Budget	Approx. size	What that looks like locally
$200k	540 sq ft	below the local median — condos, smaller or older homes
$250k	680 sq ft	below the local median — condos, smaller or older homes
$300k	820 sq ft	below the local median — condos, smaller or older homes
$400k	1090 sq ft	around the typical home here
$500k	1360 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 34996 home.

Estimate a specific home in 34996

The estimator below is pre-set to ZIP 34996 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Stuart ZIP codes by home value

Where 34996 sits among Stuart’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	34997	$431,000	$268
2	34996 (this page)	$429,000	$367
3	34994	$236,000	$253

ZIP 34996 home prices: frequently asked

What is the average home price in ZIP code 34996? +

The typical home in ZIP 34996 (Stuart, FL) is worth about $429,000 as of 2026. That is about the same as the Stuart median of $429,000 and 46% more expensive than the U.S. median of $294,000.

What is the price per square foot in 34996? +

About $367 per square foot in 34996, versus $268 across Stuart and $229 across Florida. At that rate a 1,500 sq ft home runs roughly $550,500 and a 2,500 sq ft home about $917,500.

What salary do you need to buy a house in ZIP 34996? +

For the typical $429,000 home in ZIP 34996, a household income of about $117,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $139,000; with 5% down about $145,000.

Is 34996 an expensive ZIP code? +

Within Stuart, 34996 ranks #2 of 3 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Stuart. Nationally it is relatively expensive.

See the full Stuart home values page, all Florida cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.