ZIP Code 34994 — Stuart, FL Home Prices (2026)
The typical home in ZIP 34994 (Stuart, Florida) is worth about $236,000 at roughly $253 per square foot — 45% more affordable than the Stuart median and 20% more affordable than the typical U.S. home.
How 34994 compares
ZIP 34994 is one of the more affordable ZIP codes in Stuart: its typical home value of $236,000 ranks #3 of the 3 Stuart ZIP codes we track (the citywide range runs from $236,000 in 34994 to $431,000 in 34997). Per square foot it costs about $253, against $268 for Stuart as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 34994 | $236,000 | $253 |
| Stuart, FL | $429,000 | $268 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 34994
Using this ZIP’s rate of about $253 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $253,000 |
| 1,500 sq ft | $379,500 |
| 2,000 sq ft | $506,000 |
| 2,500 sq ft | $632,500 |
| 3,000 sq ft | $759,000 |
Salary needed to buy a home in ZIP 34994
To buy the typical $236,000 home in ZIP 34994 with 20% down, you need a household income of roughly $64,000 a year (about $1,500 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $76,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,800 | $1,860/mo | $80,000/yr |
| 10% (+PMI) | $23,600 | $1,780/mo | $76,000/yr |
| 20% | $47,200 | $1,500/mo | $64,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 34994
At about $253 per square foot, here is roughly how much home different budgets get you in ZIP 34994:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 590 sq ft | below the local median — condos, smaller or older homes |
| $200k | 790 sq ft | around the typical home here |
| $250k | 990 sq ft | around the typical home here |
| $300k | 1190 sq ft | around the typical home here |
| $400k | 1580 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 34994 home.
Estimate a specific home in 34994
The estimator below is pre-set to ZIP 34994 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Stuart ZIP codes by home value
Where 34994 sits among Stuart’s 3 ZIP codes:
ZIP 34994 home prices: frequently asked
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See the full Stuart home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.