ZIP Code 32207 — Jacksonville, FL Home Prices (2026)
The typical home in ZIP 32207 (Jacksonville, Florida) is worth about $282,000 at roughly $239 per square foot — 4% more affordable than the Jacksonville median and 4% more affordable than the typical U.S. home.
How 32207 compares
ZIP 32207 is a mid-priced ZIP code for Jacksonville: its typical home value of $282,000 ranks #19 of the 29 Jacksonville ZIP codes we track (the citywide range runs from $107,000 in 32209 to $493,000 in 32233). Per square foot it costs about $239, against $186 for Jacksonville as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 32207 | $282,000 | $239 |
| Jacksonville, FL | $295,000 | $186 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 32207
Using this ZIP’s rate of about $239 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $239,000 |
| 1,500 sq ft | $358,500 |
| 2,000 sq ft | $478,000 |
| 2,500 sq ft | $597,500 |
| 3,000 sq ft | $717,000 |
Salary needed to buy a home in ZIP 32207
To buy the typical $282,000 home in ZIP 32207 with 20% down, you need a household income of roughly $77,000 a year (about $1,790 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $91,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,100 | $2,220/mo | $95,000/yr |
| 10% (+PMI) | $28,200 | $2,130/mo | $91,000/yr |
| 20% | $56,400 | $1,790/mo | $77,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 32207
At about $239 per square foot, here is roughly how much home different budgets get you in ZIP 32207:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 630 sq ft | below the local median — condos, smaller or older homes |
| $200k | 840 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1050 sq ft | around the typical home here |
| $300k | 1260 sq ft | around the typical home here |
| $400k | 1670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 32207 home.
Estimate a specific home in 32207
The estimator below is pre-set to ZIP 32207 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Jacksonville ZIP codes by home value
Where 32207 sits among Jacksonville’s 29 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 32233 | $493,000 | $350 |
| 2 | 32224 | $459,000 | $259 |
| 3 | 32223 | $436,000 | $238 |
| 4 | 32226 | $387,000 | $198 |
| 5 | 32225 | $379,000 | $228 |
| 6 | 32258 | $370,000 | $197 |
| 7 | 32257 | $349,000 | $206 |
| 8 | 32204 | $321,000 | $256 |
| 9 | 32222 | $317,000 | $172 |
| 10 | 32246 | $315,000 | $215 |
| 11 | 32217 | $313,000 | $197 |
| 12 | 32256 | $312,000 | $186 |
| 13 | 32218 | $300,000 | $174 |
| 14 | 32221 | $297,000 | $174 |
| 15 | 32234 | $295,000 | $190 |
| 16 | 32219 | $292,000 | $176 |
| 17 | 32220 | $288,000 | $178 |
| 18 | 32277 | $286,000 | $179 |
| 19 | 32207 (this page) | $282,000 | $239 |
| 20 | 32216 | $263,000 | $173 |
| 21 | 32205 | $257,000 | $231 |
| 22 | 32244 | $256,000 | $174 |
| 23 | 32211 | $250,000 | $184 |
| 24 | 32210 | $223,000 | $174 |
| 25 | 32202 | $159,000 | $219 |
| 26 | 32208 | $150,000 | $142 |
| 27 | 32206 | $131,000 | $149 |
| 28 | 32254 | $126,000 | $146 |
| 29 | 32209 | $107,000 | $132 |
ZIP 32207 home prices: frequently asked
What is the average home price in ZIP code 32207? +
What is the price per square foot in 32207? +
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Is 32207 an expensive ZIP code? +
See the full Jacksonville home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.