ZIP Code 33446 — Delray Beach, FL Home Prices (2026)
The typical home in ZIP 33446 (Delray Beach, Florida) is worth about $340,000 at roughly $190 per square foot — about the same as the Delray Beach median and 16% more expensive than the typical U.S. home.
How 33446 compares
ZIP 33446 is a mid-priced ZIP code for Delray Beach: its typical home value of $340,000 ranks #3 of the 5 Delray Beach ZIP codes we track (the citywide range runs from $202,000 in 33484 to $1,022,000 in 33483). Per square foot it costs about $190, against $240 for Delray Beach as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 33446 | $340,000 | $190 |
| Delray Beach, FL | $340,000 | $240 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 33446
Using this ZIP’s rate of about $190 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $190,000 |
| 1,500 sq ft | $285,000 |
| 2,000 sq ft | $380,000 |
| 2,500 sq ft | $475,000 |
| 3,000 sq ft | $570,000 |
Salary needed to buy a home in ZIP 33446
To buy the typical $340,000 home in ZIP 33446 with 20% down, you need a household income of roughly $93,000 a year (about $2,160 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $110,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,000 | $2,680/mo | $115,000/yr |
| 10% (+PMI) | $34,000 | $2,560/mo | $110,000/yr |
| 20% | $68,000 | $2,160/mo | $93,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 33446
At about $190 per square foot, here is roughly how much home different budgets get you in ZIP 33446:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1320 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1580 sq ft | around the typical home here |
| $400k | 2110 sq ft | around the typical home here |
| $500k | 2630 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33446 home.
Estimate a specific home in 33446
The estimator below is pre-set to ZIP 33446 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Delray Beach ZIP codes by home value
Where 33446 sits among Delray Beach’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 33483 | $1,022,000 | $814 |
| 2 | 33444 | $527,000 | $544 |
| 3 | 33446 (this page) | $340,000 | $190 |
| 4 | 33445 | $306,000 | $240 |
| 5 | 33484 | $202,000 | $185 |
ZIP 33446 home prices: frequently asked
What is the average home price in ZIP code 33446? +
What is the price per square foot in 33446? +
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See the full Delray Beach home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.